What are the ways of bank card fraud?

Bank card (including debit card, credit card, etc.) fraud mainly takes the following forms:

Defrauding the cardholder’s password and account number.

Criminals use various means, such as the Internet, mobile phone text messages, etc., to defraud cardholders’ account numbers and passwords, causing cardholders and card issuers to suffer financial losses. The main methods are:

·Opening fake bank websites or fake shopping websites

·Using computer viruses to commit fraud

·Using SMS mass senders to send messages to unspecified social groups Groups send false information

·Install a miniature camera device directly on the ATM machine, or use a high-powered telescope to peek not far from the ATM machine

·Learn customers to input through fake phone banking Personal information, stealing customers’ bank card account numbers and passwords.

Counterfeit card fraud.

Counterfeit card fraud, also known as card cloning fraud, refers to criminals using various means such as peeping, video recording, recording magnetic card information, and installing fake card swiping equipment to steal card numbers and passwords, and then create counterfeit cards, and then Use counterfeit cards to make purchases or withdraw cash.

Carry out fraud in the name of applying for bank overdraft credit card.

Criminals publish advertisements in the media, claiming that they can apply for bank credit cards for individuals and groups to obtain unsecured credit loans or interest-free loans, thereby charging processing fees, and then escape with the money after the fraud is successful.

Scamming cards at ATM machines.

Criminals play tricks on automatic teller machines, trying to make the withdrawer's bank card be "swallowed" after inserting it into the ATM machine, and then use various means to defraud the password. When the customer left, the suspect quickly pulled the "swallowed" bank card out of the ATM machine and stole the funds.