What are the common scams of Jinan microfinance?

The temptation of "phishing websites"

Using pseudo base stations to send phishing messages is a common routine for scammers. After you trust a swindler institution, the swindler will send you a message of "the loan has arrived, click the link to apply for cash withdrawal" and attach a link to the phishing website. Then, the phishing website will guide you to fill in your bank card account information and dynamic verification code. After filling in, this information will be stolen by scammers. As a result, instead of borrowing money, it suffered heavy losses! Therefore, if you encounter an unknown link, don't click it easily, but fill in your personal account information and SMS verification code carefully.

Claimed to help you wash your credit information.

Everyone knows the importance of personal credit records in applying for loans. Some lawless elements also seized this business opportunity and defrauded the victims of a large amount of money under the banner of "spending money to wash credit information". As soon as I got the money, I disappeared without a trace. However, in fact, personal credit records cannot be changed at will. Even the bank staff do not have this privilege.

There are only ID card loans and fake ID card loans.

You must be familiar with the phrase "only ID cards can be used for loans". It is easy for troublesome borrowers to fall into this trap for convenience. But let's think about it from another angle. If you can get a loan with only one ID card, wouldn't it be miserable for the person whose ID card is taken for a loan? The worst case is a mess, and the police have to worry about the problem of the victim's ID card being lent every day. Therefore, it is unrealistic to borrow money only by ID card.

In addition, it is not feasible to claim to help you forge an ID card loan. Most liars will tell you that it is very reliable to make a fake. As long as you pay a few thousand dollars, you can get a fake ID card, and then you can borrow more money with it. However, the auditors are very smart. How can this little trick fool them?

Claimed that I could help you pack the information.

When applying for loans, institutions should comprehensively consider the qualifications of borrowers. Some people with poor qualifications, in order to get the money quickly, will naturally easily believe the so-called "help you pack the information" by the black intermediary. But the final result is often that the black intermediary loses contact after receiving the "packaging fee", or disappears after borrowing money with your information.

Pre-loan charge

Charging before lending is a common means for swindlers and a "pit" for borrowers to enter. "Pay a handling fee of several hundred yuan first, and then pay tens of thousands immediately". I believe that most borrowers are "only one step away from getting money" when facing this temptation. The swindler saw through the borrower's psychology and then played tricks.