What materials do I need to go to the bank to apply for a real estate license?

To go to the bank to apply for a real estate license, users need to bring their ID cards, loan contracts and repayment bank cards. As long as the bank finds that the user's loan has been settled, it will give the real estate license and proof of settlement to the user. After the user gets the real estate license and settlement certificate, he still needs to go through the mortgage cancellation procedures to get back the ownership of the property.

After the mortgage is settled, the bank will also send a text message to inform the user to go to the bank to get the real estate license. If the user does not receive the short message, he can call the customer service hotline for consultation.

First, the relevant issues of handling the real estate license

I'm going to apply for a real estate license, and now I'll summarize the information I need:

1. Information required by the lending bank (to be lent to the bank when applying for a certificate and returned within one month):

(1), proof of mortgage of forward house;

(2) application form for real estate registration; It is recommended to fill it out under the guidance of the applicant, not by yourself.

(3) mortgage registration power of attorney;

2. Information provided by the developer (provided by the developer when the house is closed):

(1), real estate registration application form; It is recommended to fill it out under the guidance of the applicant, not by yourself.

2. Proof of real estate ownership;

(three) the application for the transfer of real estate ownership; It is recommended to fill it out under the guidance of the applicant, not by yourself.

(4), the original and a copy of the household map of real estate; It is recommended to make a good copy in advance. Although there is a free photocopying service at the registration site, queuing is time-consuming.

(5) Original and photocopy of the map; It is recommended to make a good copy in advance. Although there is a free photocopying service at the registration site, queuing is time-consuming.

6. Original commercial housing sales contract;

7. All purchase invoices;

Today's special bill for residential special maintenance funds;

3. Information provided by the Buyer:

(1), the original and photocopy of the ID card of the purchaser; It is recommended to make a good copy in advance. Although there is a free photocopying service at the registration site, queuing is time-consuming.

(2) the original and photocopy of the purchaser's household registration book; It is recommended to make a good copy in advance. Although there is a free photocopying service at the registration site, queuing is time-consuming.

3. If married, the original and photocopy of the marriage certificate; It is recommended to make a good copy in advance. Although there is a free photocopying service at the registration site, queuing is time-consuming.

4. Information provided by the staff at the registration site (administrative service center):

(1), if single, there is a "commitment to the marital status of buyers";

(2) the record of inquiry;

(3), housing transaction (transfer) information review form;

(4) deed tax payment certificate;

(5) Notice of house transaction (transfer);

6, housing transaction tax information table;

All landowners, housing property registration fee payment book;

(8) Receipt of registration of immovable property certificate;

All formalities are completed (waiting for SMS notification, the time for obtaining the certificate is about 1-2 months).

Second, what problems should I pay attention to when handling the real estate license?

1. Confirm that the developer has made initial registration: it is a necessary prerequisite for the developer to handle the real estate license himself. According to the regulations, the real estate development enterprise shall, within 60 days from the date of delivery of the commercial house, submit the information required for the registration of the ownership of the house to the real estate department where the house is located. Usually, it takes about 20 to 60 days for the competent department to handle the initial registration.

2. Get the application form from the management department to fill in the house (land) ownership registration: the developer needs to sign and seal it after filling it out. Some developers will have ready-made stamp forms in their hands, and just go to the developers to get them and fill them out. You can ask the developer in advance in which department the real estate license should be handled, and then directly consult the department, saving the pain of running around.

3. Take the surveying and mapping chart (table) as an example: Because the surveying and mapping table is an important basis for the registration department to determine the area marked on the real estate license, it is one of the necessary materials. You can apply to the housing area measuring station designated by the developer and get the surveying and mapping table, or you can go directly to the developer with your ID card and apply to the registration department for surveying and mapping the housing area.

4. Obtain relevant documents: When you ask the relevant departments in advance, you must clearly state what necessary application documents need to be obtained and complete them at one time. These documents include the purchase contract, the house settlement form and the copy of the big house property certificate. The completed application form needs to be reviewed and sealed by the developer.

5. Payment of public maintenance funds and deed tax: Public maintenance funds are generally collected by community offices in the area where the property is located, and some cities have begun to collect public maintenance funds from banks. The payment method can be asked by the developer's staff.

6. Whether it is collected by the community office or the bank, the payment voucher should be kept. The payment voucher of these two funds is a necessary document for handling the real estate license. Once lost, it will affect the acquisition of the real estate license.

legal ground

Measures for the administration of commercial housing sales

Sixteenth commercial housing sales, real estate development enterprises and property buyers should conclude a written contract for the sale of commercial housing.

Commercial housing sales contracts shall contain the following main contents:

(1) The name and domicile of the party concerned;

(2) Basic information of commercial housing;

(three) the way of commercial housing sales;

(four) the method of determining the price and total price of commercial housing, the method of payment and the time of payment;

(5) Terms and date of delivery;

(six) decoration, equipment standards commitment;

(seven) water supply, power supply, heating, gas, communications, roads, greening and other supporting infrastructure and public facilities delivery commitments and related rights and responsibilities;

(eight) the ownership of public supporting buildings;

(nine) the way to deal with the area difference;

(10) Handling matters related to the registration of property rights;

(eleven) the method of dispute resolution;

(12) Liability for breach of contract;

(13) Other matters agreed by both parties.

Thirty-fourth real estate development enterprises should entrust units with real estate surveying and mapping qualifications to carry out surveying and mapping according to the project before the delivery of commercial housing, and the surveying and mapping results should be reported to the real estate administrative department for examination and approval before they can be used for housing ownership registration.

Real estate development enterprises shall, within 60 days from the date of delivery of commercial housing, submit the information required for housing ownership registration to the real estate administrative department where the housing is located.

Real estate development enterprises shall assist the buyers of commercial housing to handle the procedures of land use right change and house ownership registration.