Children's financial insurance slogan

What are the financial insurance for children?

In fact, generally speaking, adults can buy financial insurance, and children can also buy it. Therefore, children's financial insurance is nothing more than dividend insurance, universal insurance and investment-linked insurance.

Dividend insurance refers to a kind of life insurance in which the insurance company distributes the distributable surplus of this kind of dividend insurance in the previous fiscal year to customers in a certain proportion in the form of cash dividend or value-added dividend after the end of each fiscal year.

Financial insurance for children's education, that is, children's education fund insurance, is characterized by compulsory savings and earmarking, which can effectively protect children's education.

To buy children's education insurance, it is recommended to take out insurance as soon as possible. Education insurance is also a kind of financial insurance, which can obtain certain income, insure early and get more income, and effectively resist the influence of inflation.

Another point is to choose to pay the premium on time. The reason why the education fund insurance should pay the premium on time is mainly because there must be a premium exemption clause when choosing this kind of insurance. Once the parents have an accident, the rest of the premium will not be paid, and the insurance is still valid.

The insurance premium exemption clause is particularly important. Parents should choose products with premium exemption clauses when insuring their children. If not, it is recommended to choose additional products.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.