The bank has settled the interest, but the money hasn't arrived yet. Why?

The interest settlement SMS has been received, and the money has not arrived yet. The possible reason is that the bank will give you money, and there will be a lagging process. Just wait a little patiently after receiving the text message, and the money will arrive. If it hasn't arrived for a long time, you can call the bank to find out why.

The quarterly interest settlement method is applicable to deposits and loans (including agriculture) in the liquidity field of industrial and commercial enterprises. If the interest is calculated according to the annual interest rate, it will be settled once a year, and the settlement date will be 65438+February 20, except for the infrastructure loan of China Construction Bank. That is, from 65438+February 2 1 day last year to 65438+February 20 this year, it is regarded as an interest settlement period.

Extended data:

Interest-related policies

Since June 30th and September 20th, two old and new interest settlement dates, have passed, and since the People's Bank of China issued a new notice, all banks have paid interest on June 30th, so how to calculate and pay the interest on personal demand deposits since July 1 has become the main focus of many depositors' concern.

CCB and ICBC clearly stipulate that the interest of depositors' personal demand deposits from July/KLOC-0 to February 20 will be paid in one lump sum on February 26, and the settlement interest rate is 65438+February 20. However, the reporter failed to obtain similar instructions from other banks.

In addition, except for the great changes in the interest-bearing and interest-bearing methods for deposits and loans issued by Shenzhen Stock Exchange, the interest-bearing and interest-bearing rules for RMB loans, call deposits, agreed deposits, time deposits, time deposits and lump-sum deposits of CCB and ICBC are still implemented according to the existing regulations.

Baidu encyclopedia-bank interest settlement