Which bank doesn't charge an annual fee for its bank card?

At present, banks that do not charge annual fees include Minsheng Bank, Nanjing Bank, Huaxia Bank, Industrial Bank, China CITIC Bank, China Everbright Bank and Shengjing Bank. In addition, China Postal Savings Bank charges an annual fee of 10 yuan in Fujian Province and Zhuzhou City, Hunan Province, and no annual fee in other regions.

Since August 1 day, 2065438, the Measures for the Administration of Service Prices of Commercial Banks issued by China Banking Regulatory Commission and National Development and Reform Commission have been formally implemented. Free fees include debit card annual fee and small account management fee. Only a single bank card can be exempted under one ID card, and you must go to the counter with your ID card.

According to the new regulations, from August 20 14 1 day, individual customer account management fees and annual fees are conditionally exempted, and some charging standards are reduced. Commercial banks should provide accounts (excluding credit cards and VIP accounts) free of account management fees (including small account management fees) and annual fees for bank customers' accounts (excluding credit cards and VIP accounts) according to customers' applications.

Extended data:

As early as 20 1 1, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions, requiring banking financial institutions to exempt RMB personal accounts 11service charges, including wages and small accounts, from July of that year.

However, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank will charge an annual fee of about 10 yuan.

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