Small loans overdue for a day or two, called and threatened not to repay tomorrow. What should I do?

If a small loans overdue is threatened by phone calls and harassed by information collection for a day or two, the following measures can be taken to deal with it:

1. Stay calm: Although collectors deliberately create tension, you should stay calm and avoid emotional reactions.

2. Know your rights and interests: As a borrower, you have the right to legally collect money, not to intimidate or harass. The collection party shall abide by relevant laws and regulations in the collection process and shall not take drastic measures.

3. Communicate with the collection party: You can choose to actively communicate with the collection party to explain your repayment situation and difficulties and try to find a solution. If the collector is unwilling to cooperate or continue to intimidate, relevant evidence can be properly recorded.

Summary:

In the face of telephone intimidation and harassment caused by petty loans overdue, it is an effective way to keep calm, know your rights and communicate with the collection party. If the problem cannot be solved, you can consult relevant departments or lawyers for help.

Extended data:

The relevant laws and regulations of our country stipulate the code of conduct that collection agencies and individuals should abide by in the process of collection. For example, personal collection methods should not use malicious, abusive and other illegal means; The collection agency shall not intimidate, harass or disclose the borrower's information during the collection process. If the improper behavior of the collector affects your normal life and work, you can complain to the relevant local departments or consult relevant legal advice.

These are some suggestions on telephone intimidation and information collection in loans overdue. Each situation may be different, please take corresponding measures according to the actual situation.