How to notify the debtor of the transfer of creditor's rights

Generally speaking, there are the following ways to notify the transfer of creditor's rights:

1. written notice: the creditor's rights assignor can send a notice of creditor's rights assignment to the debtor by written letter or e-mail, informing the debtor that the creditor's rights have been assigned to others, and informing the debtor of repayment account information and repayment methods and other related matters;

2. Service by lawyers: the assignor of creditor's rights may entrust a lawyer to make a notice of creditor's rights transfer, and the lawyer may serve the notice of creditor's rights transfer to the debtor by serving court documents;

3. Notarization service: the assignor of creditor's rights may entrust a notary public to handle the notice of creditor's rights transfer, and the notary public may forward the notice of creditor's rights transfer to the debtor by serving a notarial certificate.

The conditions for the assignment of creditor's rights are as follows:

1. Creditor's rights are transferable: only when creditor's rights are transferable can the creditor transfer the creditor's rights. Under normal circumstances, the premise of the transferability of creditor's rights is that the creditor's behavior is not restricted and the transfer of creditor's rights will not violate the provisions of laws or contracts;

2. The debtor's consent or knowledge: the transfer of creditor's rights requires the debtor's consent or knowledge. If the debtor doesn't agree or doesn't know, the transfer of creditor's rights will be hindered. Therefore, before the assignment of creditor's rights, the creditor needs to negotiate with the debtor and reach an agreement, or inform the debtor by notice;

3. Transfer agreement: the transfer of creditor's rights needs to be carried out through the transfer agreement. The transfer agreement is a written proof of the transfer of the creditor's rights, including the creditor's willingness to transfer the creditor's rights to others, the object of transfer, the conditions and methods of transfer, etc.

4. Integrity of creditor's rights: the premise of creditor's rights transfer is that creditor's rights must be complete. If the creditor's right has been restricted or damaged, the creditor's right cannot be transferred.

To sum up, the transfer of creditor's rights needs to comply with the provisions of the law, especially in the process of creditor's rights transfer, it is necessary to protect the legitimate rights and interests of creditors and debtors to avoid adverse effects on debtors.

Legal basis:

Article 546 of the Civil Code of People's Republic of China (PRC).

If the creditor transfers the creditor's rights without notifying the debtor, the transfer shall not be effective for the debtor.

The notice of assignment of creditor's rights shall not be revoked, except with the consent of the transferee.