Banks charge 3 yuan a monthly SMS reminder fee and are unwilling to open it. What if the silver flash payment is stolen?

The flash payment of stolen brushes is not as terrible as imagined.

Banks, UnionPay, and acquiring payment institutions all have anti-theft brush system monitoring, which will intercept abnormal transactions immediately! Reduce the proportion of stolen brushes to a few parts per million, and the success rate of stolen brushes is extremely low! First of all, the functions of flash payment and confidential payment can be turned off in the bank, and the one-time limit of flash payment and confidential payment is 65,438+0,000 yuan (many limits are 300 yuan). Even if the SMS function is not enabled, basically all banks have their own mobile apps, and you can log in to your mobile phone at any time to check the account trends.

If it is stolen, UnionPay has made a promise of double exemption (no password, no signature) for flash payment. If you dare to use it, I will dare to pay. You can apply to the drawee for a suspension. If there is no valid evidence to prove that it is the cardholder's own consumption, the acquiring institution and UnionPay will bear the responsibility according to the regulations! So don't worry too much

My aunt is a retired employee of the bank. She thinks SMS reminder is very important to her, because she needs to have three cards, including an allowance card, which she only carries with her. She uses a little more from other cards to pocket cards, and she also has SMS reminder service, so the receiving and paying bank of each card should remind her.

That day, I suddenly informed her that she had received a sum of money of 1000 yuan. It turned out to be a seven-month salary increase, so she found out how much money was left after each account was paid and who gave it to her. If there is any problem, she can go to the bank in time to avoid the loss of funds. "Total * * * only deduct 3 yuan a month communication fee. If your account has a fixed amount of money every month, and the receipt and payment are not frequent, then in order to protect the account, there is no need to handle the communication fee.

People's livelihood, China, transportation, free SMS reminder, the first three times a month, no charge for cross-bank withdrawals. "I'm not sure if I have changed it now. After all, I basically don't have a card when I go out." That's enough. And now you can bind WeChat, and WeChat reminds dynamic bills. UnionPay China UnionPay Express APP can also prompt the binding card. You don't have to install an APP in every bank.