How does China Agricultural Bank deduct 2 yuan service fee every month?

The monthly service charge in 2 yuan is SMS service charge. You will be notified by SMS as long as the amount in your account changes. Generally, money will be deducted from text messages on the 25th of every month. If you have no money on your card these days this month, you will be prompted that the deduction is unsuccessful. If the deduction is unsuccessful next month, the SMS reminder function will automatically stop, but the system will show that you still have two yuan in arrears and will not continue to deduct money endlessly.

If there is no money on the card, you need to go to the outlet to pay 2 yuan's arrears, and this service will continue, even if there is money on the card in the future. If you want to continue to enjoy this service, because the short message service is in arrears at this time, the short message service is not available at this time, because the normal business expenses will not be deducted, and the bank will automatically cancel the related business. After that, if you want to continue to have SMS reminders, you need to pay two yuan at the counter, and the reminder function can be restored.

The main purpose of expanding information bank charges is to reduce "sleep accounts"

The relevant staff of a joint-stock bank said that there are two main reasons for charging small account management fees: First, from the current situation of personal accounts, many "sleep accounts" that have been idle for several years have caused a huge waste of bank account resources. Enlarged to the whole social level, the same customer often opens multiple accounts between different banks, wasting social financial account resources.

Secondly, by charging account management fees, banks hope that customers with existing idle accounts can effectively merge their bank accounts, actively strive for assets that customers can merge between banks, and choose a bank as their own financial asset management bank, so as to enhance the financial management awareness of individual customers.

Refer to Baidu Encyclopedia-Small Account Management Fee