Is it true that card loan finance said my credit blacklist?

Fake. The short message received from credit card finance is false, saying that it will be included in the national dishonesty list, but it is actually a collection behavior. Consumer finance must first sue users, and then execute after the court's decision. Users should actively contact consumer finance to negotiate repayment. Even if the user is really sued, the court will negotiate and finally enter the follow-up procedure.