How to operate medical insurance?

Medical insurance can carry relevant documents to the local social security bureau for operation.

fundamental analysis

When consuming medical insurance, when consumer A takes his social security card or medical insurance electronic certificate to a designated medical institution outpatient clinic or a designated pharmacy for consumption, if there is a balance in A's personal account, the balance of A's personal account will be deducted first for this consumption; When the balance of A's medical insurance account is insufficient, it will only consume the "personal account * * * economic" account.

Family * * * economic account consumption is only used to pay for personal account consumption, and consumption related to overall medical insurance benefits is not supported for the time being.

Personal recommendation

For the medical insurance reserve, the insured person transfers the funds in his personal account to his close relatives through self-help, and the specific transfer amount needs to be decided by the insured person. If you have other questions, you can also call 12333 for social security consultation, or you can bring relevant documents directly to the local social security bureau for consultation, which can better help you solve the problem. However, it should be noted that if there is false information, the licensor must bear legal responsibility, so the authenticity must be ensured before relevant operations are carried out.

In this reform measure, there is a great mechanism innovation, that is, using personal accounts to implement family treatment. This reform is actually two advantages, one is big and the other is small.

The big * * * economy is to establish an outpatient * * * economic security mechanism, and implement * * * economic security within the scope of all insured people; Small * * * is small * * *.

Specific measures, that is, the scope of the original employee personal account, have now expanded in three aspects. On the one hand, it used to be for personal use, but now medical expenses incurred by individuals and their spouses, parents and children in designated medical institutions can be paid by personal accounts. On the other hand, drugs purchased at designated pharmacies were originally for personal use. At present, drugs, medical devices and medical consumables purchased at designated pharmacies can be paid by personal accounts of family members and employees. Third, it can be used for personal contributions of my spouse, parents and children to participate in social insurance such as basic medical insurance for urban and rural residents.