China Industrial and Commercial Bank China Southern Platinum Card Rights and Annual Fees

Platinum card has a rigid annual fee of 2,000 yuan in the first year and an annual fee of 200,000 yuan in the second year.

The issuing mode of ICBC Southern Airlines co-branded card is "1+ 1", that is, a UnionPay card+a foreign card organization single label card. A major feature of ICBC's credit card is "Huaxin Bao"-there are 10 foreign currency accounts!

The benefits of ICBC Southern Airlines Pearl Platinum Credit Card include:

1. Free of foreign exchange charges;

2. Points are automatically converted into mileage;

3. Get aviation accident insurance worth 4 million yuan and high travel inconvenience insurance such as flight delay and baggage loss;

4. Account security insurance;

5. High-speed rail and airport VIP room.

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Annual fee policy: annual fee can be waived if the accumulated consumption reaches 200,000 yuan a year.

Integral rules: RMB 1 yuan cumulative 1 integral, USD 1 yuan cumulative 8 points, EUR 1 yuan cumulative 10 points.

Validity of points: 2 years.

Withdrawal: the maximum withdrawal ratio is 50%, the withdrawal fee is 1% of the withdrawal amount, and the domestic minimum fee is 1 yuan.

Minimum repayment ratio: 10%

Interest-free period: minimum 25, maximum 56.

SMS notification: SMS notification of ICBC credit card transactions is completely free.

Lost card protection: ICBC credit card does not provide lost card protection service before reporting the loss.

Application conditions: at least 18 years old, with full capacity for civil conduct; Individuals whose work units are located in card issuers and have stable income and fixed residence may apply to China Industrial and Commercial Bank.

Application materials: photocopies of the applicant's ID cards of the main card and the auxiliary card (required). Identity documents refer to resident identity cards, military officers' cards (police officers' cards), Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland, and passport work certificates, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate and a copy of professional title certificate. If you provide a copy of ICBC's "wealth management fund" account or a copy of master's or above diploma and degree certificate, it will speed up your card processing process. Applicants who work in companies (enterprises) generally need to provide their own property certificates (copies of my property ownership certificate, public housing lease agreement or public housing purchase agreement, housing loan contract, etc.). ). In order to process your application as soon as possible and obtain an accurate credit limit, please provide the following financial documents, such as bank payroll records, income certificate issued by the unit, income tax and withholding certificate, self-owned car driving license, ICBC time deposit certificate, etc.