What should I do if I owe the money to Zhaolian Finance and they say they have sued?

Legal analysis: It is suggested to repay the arrears as soon as possible. If you receive a complaint from the court, you should actively respond and submit a defense. When conducting mediation or trial in the court, you should actively express your intention to repay, or negotiate with the other party to repay by installments.

Legal basis: Article 125 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense.

If the defendant fails to submit the defense, it will not affect the trial of the people's court.