Is SMS reminder service the same as SMS banking?

SMS reminder service means that after each credit card consumption, the bank often informs the cardholder of the changes in the funds in the bank card account by SMS, so that the cardholder can keep abreast of the dynamics of the funds in the account.

Short message banking refers to the electronic banking business in which customers edit the short message service number in a specific format to the bank, and the bank handles related business for customers according to its instructions, and informs customers of the transaction results in the form of short messages.

Extended data

A number of banks collectively charge SMS service fees.

There are not a few banks that have recently raised the fees for SMS reminder services. According to the customer service staff of a joint-stock bank, according to the business adjustment of the planning department of the head office, since August this year, it is planned to charge a service fee for personal account SMS reminder service, and the charging standard is 2 yuan/month. The customer staff of the other two joint-stock banks said that the bank's previous SMS reminder function was a limited-time free service, but after the end of the preferential period, the service will be charged from August 1.

2-3 yuan/month SMS reminder charges become the norm. The reporter conducted a survey on the SMS reminder service charges of more than ten banks, and found that the SMS reminder service charges in the market mainly range from 2 yuan to 3 yuan every month. In addition, many banks have raised the threshold of free SMS reminder service for credit cards, generally ranging from 300 yuan to 500 yuan. There is a bank threshold as high as 1500 yuan.

Most cardholders check the account amount through electronic channels such as WeChat and mobile App, and there is no charge. Many banks have said that if citizens still want to get account changes in time, they can pay attention to the official WeChat account of the bank and receive WeChat reminders after binding the bank card. Compared with SMS, mobile banking and WeChat query are more convenient.

China News Network-Many banks collectively charge SMS service fee 2-3 yuan/month.

Baidu encyclopedia-SMS bank