How to send a text message to Ping An Bank to cancel the text message reminder?

If you cannot send a text message to cancel, you can only go to the bank branch where the card is issued with your ID card, and ask the staff at the counter to cancel the card's SMS reminder service under guidance. If you don't have time to go to the bank, you can find the bank's customer service phone number in online banking, select manual service, and follow the prompts to cancel. If you don't use it anymore, you won't receive any messages if you log out directly. To cancel the card, you also have to go to the bank counter for consultation. If you are still using this card, it is recommended that you do not cancel it to avoid unnecessary trouble after cancellation and reduce risks. The purpose of activating text message reminders for silver cards is to facilitate users to understand the status of the card.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

The functions of bank cards are:

1. Consumption. Cardholders can shop or pay service fees at special merchants according to the usage scope and usage methods specified by the card-issuing bank. Usually, they can pay in cash instead of cash by presenting their bank card and entering a reserved password, or by presenting their identity document.

2. Deposits, withdrawals, and exchanges. Cardholders can use bank cards to handle deposits, withdrawals (including withdrawals from different places and across banks) and remittances.

3. Overdraft. Credit card holders can also apply for a certain amount of credit overdraft.

4. Use of unit cards. Corporate cards are not allowed to deposit or withdraw cash. All funds in the corporate card must be transferred and deposited from the basic account. The company card can handle the settlement of goods transactions and labor supply payments, but no overdraft is allowed

The concept of bank card

In a broad sense, bank cards refer to commercial banks and non-bank financial institutions (including Credit certificates and payment instruments issued to the society by insurance, postal financial institutions) or professional card issuing companies (collectively referred to as card issuers) with all or part of the functions of credit overdraft, consumption settlement, transfer payment, cash deposit and withdrawal, etc.

Bank cards in a narrow sense specifically refer to bank cards issued by commercial banks.