What is the reason for the monthly deduction of ABC card?

Two reasons for monthly deduction of ABC card:

1. Deduct a small management fee: if the average daily balance of the account is lower than that of 500 yuan, deduct a small management fee (account service fee)/1 yuan every month, and deduct /3 yuan every quarter, which is reflected in the detailed statements.

Small account management fee is an account management fee that banks charge a certain amount of fees every month for those accounts whose average daily balance is less than a certain amount. Most banks have this charge, and the specific amount is different. Collecting this fee is a change in the bank's business philosophy.

2. Annual fee: Sometimes when the system deducts the annual fee of your bank card, your balance is not enough, and it will be deducted next month.

The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account.

Extended data

At the beginning of 20 10, the management fee data of Chinese mainland Bank's small account:

1. Industrial and Commercial Bank of China: the small account management fee is lower than that of 500 yuan 3 yuan/quarter.

2. Agricultural Bank of China: The small account management fee charged by 500 yuan is lower than that of 3 yuan/quarter.

3. Jilin Bank: From September 2009 1, if the newly opened account is less than RMB 100, the small account management fee will be charged to 3 yuan/quarter.

4. Agricultural Bank of Liaoning: 6 yuan's small account management fee is lower than that of 500 yuan.

5. China Construction Bank: The small account management fee of China Construction Bank is charged to individual current deposit accounts (including long-term fixed accounts, excluding quasi-credit card and credit card accounts) whose average daily deposit balance is lower than that of 400 yuan (excluding) during the statistical period, and each household is charged in 3 yuan every quarter.

6. Bank of China: the average daily balance is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter; If the account balance of the day is 600, it will be counted as two days.

7. Bank of Communications: 3 yuan's small account management fee is lower than that of 500 yuan.

8. Guangdong Rural Credit Cooperatives: The small account management fee charged by 300 yuan is lower than that of 3 yuan/quarter.

9. China Postal Savings Bank: charge a small account management fee of less than 100 yuan 3 yuan/quarter.

Baidu encyclopedia-small account management fee