Is it reliable for Shengjing Bank to call for a credit card?

It is not very reliable for Shengjing Bank to handle credit cards by telephone, because it may be telephone fraud. Shengjing Bank is a formal banking institution in China, and its credit card service is legal and reliable. However, with the emergence of various fraudulent means such as telephone fraud, we should remain vigilant. If you want to apply for a credit card by phone, we suggest you take the following precautions:

1. Confirm identity: When answering the phone, make sure that the other party is a real employee of Shengjing Bank. You can ask the other party to provide the name and position of the staff and record their contact information.

2. Active contact: You can call the official telephone number of Shengjing Bank on your own initiative and consult and handle the credit card business through official channels. This can ensure communication with real bank personnel and avoid being affected by telephone fraud.

3. Don't disclose personal information: Don't easily disclose personal sensitive information on the phone, such as ID number and bank account number. When you formally apply for a credit card, you usually need to provide relevant documents and materials at the counter or through official channels.

4. Ask about the source: If you receive a phone call to apply for a credit card, you can independently verify the source of the phone call. You can call the official customer service of Shengjing Bank to verify whether the bank has relevant telemarketing activities.