What does transportation credit card 9 yuan guarantee service mean?

It is equivalent to buying an insurance for your credit card. The specific protection contents are as follows:

Bank of Communications credit card credit guarantee services include:

1. Bank of Communications will send a monthly credit card bill balance reminder to cardholders by SMS one day after the monthly credit card bill date, and send a repayment SMS reminder to cardholders three times before the due repayment date and the due repayment date.

2. Automatically extend the two-day interest-free repayment period, that is, the cardholder repays according to the agreed repayment channel within two days after the due repayment date, which can avoid the late payment fee and interest caused by delayed repayment.

3. Insurance function: If the cardholder dies or is disabled due to an accident, Bank of Communications will pay compensation through insurance, cancel the cardholder's credit card account at 0: 00 on the day of the accident, and pay the cardholder 2,000 yuan solatium.

Extended data:

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."

Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.

Release background:

In May 2005, just as Bank of Communications was preparing to enter the credit card business, it happened that the domestic market was filled with smoke: major domestic banks entered one after another, and the competition became increasingly fierce; Among the foreign banks, there are pioneers aiming at the China market and joining hands with domestic banks to establish a model of joint promotion of credit cards by domestic and foreign banks.

Facing the unfavorable competitive situation, how can Bank of Communications reverse the passive situation and win the leading position in the credit card market? As early as June 5438 +2004 10, before the establishment of the Pacific Credit Card Center, Bank of Communications had been thinking about two issues: first, the positioning of customers; Second, the advantages of strategic alliance with HSBC.

References:

Baidu Encyclopedia-Bank of Communications Credit Card