CITIC Credit Card Upgrade Platinum Card

Will CITIC Bank's credit card be upgraded to a platinum card?

Yes, CITIC Credit Card can be upgraded to Platinum Card, and the amount of Platinum Card of CITIC Bank is generally more than 50,000 yuan. The ordinary card limit of CITIC Bank is 30,000-1 10,000 yuan, and the gold card limit is110,000-50,000 yuan. Therefore, whether an ordinary card is upgraded to a platinum card or a gold card is upgraded to a platinum card, the amount will not be less than 50,000 at least. If the user's CITIC credit card is upgraded to a platinum card, and the user meets the withdrawal conditions, the card amount will also be increased during the card upgrade process. And the user does not meet the withdrawal conditions, the credit limit may not change after the card upgrade is successful. So there is no need to upgrade the card to increase the quota. If CITIC Bank's credit card invites you to upgrade to a platinum card, it will generally increase the quota. However, if the amount of your platinum card increases, you can also apply for a leveling amount in the future. In this case, if the platinum card has an annual fee, you can cancel the platinum card and use the gold card, but it will be easier to raise the amount after upgrading to the platinum card. The annual card fee of platinum card is essential, but it can be redeemed with points. If the platinum card has a 5w limit, it will be more convenient to use the gold card.

Whether the card can be withdrawn is related to whether the user meets the withdrawal submission. The system will judge whether the user's card can be returned according to the user's card usage and repayment. The quota for upgrading the Platinum Card of CITIC Bank Puka may not be increased, because the upgrade card level has nothing to do with the quota, but the cardholder can enjoy the corresponding Platinum Card rights and bear the annual Platinum Card fee.

It is understood that it is difficult for CITIC Bank to increase the quota. The bank will evaluate the cardholder's card usage and economic strength. If the withdrawal standard is met, the amount will be increased, otherwise it will not be increased. In addition, many card friends reported that the amount of upgrading the Platinum Card of CITIC Bank Puka will not be raised, just to cover the annual fee, which is not cost-effective. CITIC Bank credit card will be upgraded to platinum card,

CITIC Credit Card can be upgraded to Platinum Card. If the card is used well and is not overdue, it will make a certain contribution (installment and cash advance). After upgrading to a platinum card, there may be some upgrade. And the amount of CITIC Bank Platinum Card is planned to be more than 50,000 yuan. The ordinary card limit of CITIC Bank is 30,000-1 10,000 yuan, and the gold card limit is110,000-50,000 yuan. Therefore, whether the ordinary card is upgraded to a platinum card or the gold card is upgraded to a platinum card, the amount will not be less than 50,000 at least.

CITIC Bank will spend more money on high-end merchants and reserve a 30% quota. Once the bill is paid in full, it is best to repay it in full and on time, which will help to adjust the amount.

Extended data:

Repayment on time: After using your credit card, you must remember to repay it on time. Once overdue, it will not only produce bad credit records, but also charge overdue penalty interest.

Don't swipe your card too often: some people use credit cards frequently, and the interval between swiping cards is short, which is easy to be controlled by banks.

Three pieces of information on the surface of the card should be well protected: these three pieces of information are the expiration date and CVV2 security code, which play a vital role in the safe use of the card, so we must protect these three pieces of information from being leaked. If you swipe your card one day after the bill date, you will enjoy the longest interest-free period of the credit card. Before the repayment date, the funds can be invested in highly liquid wealth management products to obtain income.

What are the benefits of upgrading CITIC Credit Card to Platinum Card?

CITIC Credit Card can not only get a higher quota, but also enjoy more rights and interests by upgrading its Platinum Card.

The benefits are as follows:

1, higher overdraft limit: the limit of a general card or a gold card is basically 50,000 yuan. If you upgrade to a platinum card, the limit will be more than 50,000 yuan in most cases.

2. Enjoy more benefits: After upgrading the Platinum Card, CITIC Credit Card can enjoy more benefits and quality services. Platinum credit cards enjoy more benefits than gold cards. In addition to the functions of the gold card, the platinum card can also enjoy value-added services such as VIP treatment at global airports, VIP access at branch outlets, comprehensive high insurance protection services, drunk driving and road rescue services, exclusive points plan for platinum cards, preferential merchants for platinum cards, a number of free exclusive services, and platinum secretarial services.

3. Privilege of Platinum Card: CITIC Bank launched the privilege service of Platinum Card, which can only be enjoyed by users with Platinum Card or above. Platinum card customers can choose their own services, including golf, health care services and car services.