What evidence do you need to lend money to others?

Legal analysis: Lending money to others can be issued by the other party to prove that there is a real creditor-debtor relationship between the two parties.

The writing of IOUs requires the following contents:

First, the identity information of debtors and creditors;

Second, the amount and use of arrears;

Third, whether to pay interest;

Fourth, whether the repayment date is agreed;

Fifth, the debtor signs for confirmation;

Sixth, the time to write IOUs.

Legal basis: Article 16 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, the plaintiff filed a private lending lawsuit only on the basis of debt documents such as IOUs, receipts and IOUs, and the defendant argued that the loan had been repaid, so the defendant should provide evidence to prove his claim. After the defendant provides corresponding evidence to prove his claim, the plaintiff should still bear the burden of proof for the establishment of the loan relationship. Therefore, as a lender, you should usually keep the following evidence to prove that there is a loan relationship between the two parties: (1) loan contract, IOU, receipt, IOU and other creditor's rights certificates; (2) Transfer records, bank statements and vouchers, etc. ; (three) SMS, chat records, telephone collection records; (four) witness testimony, recording, etc.