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What is the repayment behavior of one person on behalf of many people?
The bank has a special credit card department, which is responsible for the risk and safety of credit card use, including the amount of credit card granted to you. What one person repays on behalf of another is that the crazy department of the bank will check your credit card from time to time to reduce unnecessary contact with the bank. It is illegal for one person to repay more than one person, mainly by cashing in intermediate credit cards.
For example, when we buy a house, according to the requirements of the regulatory authorities, if you want to buy a house, you need to provide your down source code certificate. For example, if your money comes from your parents' salary or gift, you need to provide relevant proof of the source of funds. Similarly, returning the card also needs to prove the source of funds. The content of the short message clearly indicates that if the user repays on behalf of more than one person, it will be supervised, the card will be sealed and the amount will be reduced.
In fact, most of these things happen in the hands of people with cash progress. They help people make cash progress. According to the clear instructions in the credit card collection contracts of various banks, credit cards are not allowed to borrow cash in advance. This time, CITIC can cover a wide range. If an account repays more than one person, the account and all accounts with more than one person will be supervised, closed and downgraded. As long as you repay them through the intermediary, these intermediaries have no choice but to transfer the cash to the counter to repay the users. Therefore, relatively speaking, CITIC still emphasizes martial arts. It will send you a message in advance. If it fails to improve, the card will be blocked or the loan amount will be reduced.
Of course, many families also ask whether there is a problem of returning money to their lover cards. In fact, you can think that after the second-generation certificate is fully implemented, you will face the debts owed by the husband and wife, which will be shown in the same feature letter. It's nothing serious. In fact, if you go deeper into this topic, just like our savings card, it is a settlement card when it is suspended in the bank for a period of time. When you show reasonable proof to the bank to prove the source of your funds, your card will be unsealed.
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