Can Changsha Bank Medical Insurance Card be used in different places?

Changsha Bank Medical Insurance Card can be used in different places in Hunan Province.

Changsha medical insurance card can be directly used in designated medical institutions and pharmacies in other cities in Hunan Province. The first-generation medical insurance card is only used in the card-issuing area, and the second-generation and above medical insurance cards support cross-regional use. Urban and rural residents' medical insurance cards cannot be swiped in different places to buy medicines, and urban workers' medical insurance participants can swipe their cards in different places in the province to buy medicines. Before using the medical insurance card, make sure it is activated and used in networked medical institutions.

Scope of use of medical insurance card:

1. Medical insurance cards usually have good versatility in medical institutions that issue cards;

2. Inter-provincial medical settlement in different places needs to comply with relevant national and local policies and regulations;

3. Some areas may support direct settlement of medical treatment across provinces and different places, but local policies need to be understood in advance;

4. Medical treatment in different places may involve differences in reimbursement ratio and reimbursement process;

5. When using the medical insurance card, the accuracy and completeness of personal information is the premise to ensure a smooth settlement.

6. When using a medical insurance card in a non-card issuing place, it may be necessary to register or file a medical treatment in a different place in advance.

To sum up, the second-generation and above medical insurance cards of Changsha Bank support the use in different places in Hunan Province and are suitable for designated medical institutions and pharmacies, but the medical insurance cards for urban and rural residents do not support the purchase of medicines in different places, and the medical insurance cards for urban employees can; It needs to be activated before use, only for networked medical institutions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.