What kind of SMS authentication does an elephant have?

What kind of SMS authentication does an elephant have? The elephant premium suddenly becomes authentication during the payment process. The authentication of elephant premium products needs to fill in real information, including name, ID number, common contact number, bank card number, bank account number, verification code and bank reserved mobile phone number. If the subsequent second SMS authentication is completed, the loan will be received in two hours or the same day. If the second SMS authentication is completed, it will always show that the payment has not been received for a long time.