Why does China Construction Bank deduct 2 yuan from me every month?

This is not because of online banking, but because your bank card has opened SMS reminder service, so you have to deduct money, because the SMS reminder service fee of CCB is 2 yuan a month. CCB has been withholding 2 yuan, which may be the prompt fee for SMS function. It's usually 2 yuan a month. The bank will send your consumption to your mobile phone by SMS. Please consult the customer service staff of China Construction Bank for specific reasons.

1, production cost: general 5 yuan, one-time charge. Most banks no longer charge fees. Now banks use card issuers to issue cards, and there is no charge for issuing cards. Annual fee: general 10 yuan/year. According to the regulations of the People's Bank of China, each person can be exempted from the annual fee of a bank card and the small account management fee of commercial banks, but some banks can be exempted from the annual fee of all bank cards. Small account management fee: 3 yuan every quarter. If the account balance is less than 300-500 yuan charges, but several banks are free. Information prompt fee: 2-3 yuan/month. Some banks are free. If the balance is insufficient and the deduction is unsuccessful, the information prompt function will be automatically suspended, but there will be no arrears. Annual fee for online banking: Banks charge different standards, generally 5-20 yuan per year, but many banks have implemented the policy of free online banking.

2. Inter-bank deposit and withdrawal transfer fee: different banks have different consumption standards, and now there is no fee for mobile banking transfer. It is suggested that you can print the details at the outlets or check the details through simple online banking to see what expenses have been deducted. Then contact the local bank to cancel or call online customer service to cancel. CCB's new card is generally associated with the opening of mobile banking. The system requires: transfer money once a day for a few days, each time 1-5 yuan, and then transfer the money to your account. The opening and activation of mobile banking is automatic. You don't need to do anything, and your expenses will not be deducted. For other service deductions, you can check the purpose of the deduction in the income and expenditure details. The annual bank card fee of CCB 10 yuan/year must be charged. In addition, the cost of SMS reminder service is 3 yuan per month. In addition, if the average daily deposit is less than 500 yuan, 3 yuan will be charged every quarter (the fee will be deducted from 20th to 2 1 day at the end of each quarter). Other Alipay transfers are now charged.