How about ICBC Global Credit Card?

Usage review of ICBC Global Travel Credit Card

ICBC Global Travel Credit Card integrates global resources and accumulates space to sincerely provide you with aviation, hotels, shopping and leisure, and cashback , travel, study abroad, airport VIP, car rental, tax refund, and rescue, globally selected preferential services in 10 major industries, making it your best partner for business travel, leisure travel, and overseas study and training. The cards include UnionPay single-logo single-currency card (magnetic stripe PBOC chip), MasterCard UnionPay dual-logo multi-currency card (magnetic stripe), and VISA single-logo all-currency card (magnetic stripe EMV chip), fully meeting the diverse needs of customers. The product features of ICBC Global Travel Credit Card are as follows:

“All” – all currencies, currency conversion fee waived. When using this card abroad, customers can enjoy unconditional exemption from currency conversion fees regardless of the local currency. Repayment is more user-friendly, and you can use RMB to purchase foreign exchange for repayment; customers with foreign currencies can directly repay in 10 foreign currencies.

"Chip" - chip card, safe payment is upgraded. It uses EMV or PBOC standard chip media with stronger encryption, which can effectively reduce the risk of card counterfeiting and provide customers with a safer and more secure payment experience.

"Gathering"——gathering global business travel discounts in 10 major industries. Globally selected preferential services in 10 major industries including aviation, hotels, shopping and leisure, cash back, travel, studying abroad, airport VIP, car rental, tax refund, and rescue.

“Cash” – Overseas consumption, surprise cash back offers. On December 31, 2014, you can enjoy instant cash back discounts for overseas purchases with the card (including Hong Kong, Macao and Taiwan). A single transaction worth RMB 2,000 or more will get you RMB 20, and a purchase of RMB 5,000 or more will get you RMB 50. The maximum cash back per month for a single card is RMB 500. When you swipe your card overseas, you can purchase online and enjoy it instantly. The more you buy, the more you save.

1. VISA single-logo all-currency global travel card

1. Product overview

EMV standard chip all-currency cards are divided into different categories according to product levels. Platinum, Gold and Regular Cards can be paid directly in RMB or in 10 foreign currencies including US dollars, Euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars, Canadian dollars, Australian dollars, Swiss francs and New Zealand dollars, without currency conversion. Fees; currency conversion fees are automatically waived when used in countries or regions other than the 10 foreign currencies. When repaying, you can choose to purchase foreign exchange for repayment in RMB, or you can choose to repay directly in 10 foreign currencies, giving you more choices and convenience.

2. How to apply

In order to facilitate your card use, the VISA single-logo all-currency global travel card needs to be associated with the UnionPay single-logo card. The details can be divided into the following two situations. :

(1) You can apply for VISA single-label and UnionPay single-label global travel cards at the same time. You only need to fill in one application form to complete the application for both cards. The two cards are independent and have the same level. The RMB account and the foreign currency account are automatically linked, and the transaction is reflected in one bill. In order to make it easier for you to pay with your card and enjoy the benefits, it is recommended that you mainly use the UnionPay single-logo Global Travel Card domestically and the VISA single-logo Global Travel Card overseas. Use the two cards together to make global payments unimpeded. As long as one of the cards meets the annual fee reduction criteria, the other card will automatically reduce the annual fee at the same time. Even if you have no time to go abroad and use the VISA single-logo global card, you don’t need to worry about the annual fee.

(2) If you already hold an ICBC UnionPay single-logo credit card (starting with 62, excluding debit and credit card and Yida credit card), you can apply separately as an additional card under the UnionPay single-logo card. The VISA single-logo global travel card is very fast and convenient to apply for, and the card has no annual fee for life. (Due to the scope of use of VISA single-logo cards and the implementation of Global Travel Card merchant rights, in this case you may not be able to enjoy certain Global Card rights because you are unable to pay)

2. MasterCard and UnionPay dual logos Currency Global Travel Card

1. Product Overview

One card has multiple currencies and can be used at home and abroad. It is divided into platinum card and gold card according to different product levels. You can use RMB to pay directly or Pay directly in 10 foreign currencies including US dollars, euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars, Canadian dollars, Australian dollars, Swiss francs and New Zealand dollars, with no currency conversion fees.

2. Card sample and product code

As shown in the table below, please fill in the product code accurately when applying.

3. UnionPay single-logo RMB global travel card

PBOC standard chip single-currency card is divided into platinum card, gold card and regular card according to different product levels. It can be purchased on the China UnionPay network Use, settle in RMB.

The UnionPay single-logo global travel card must be applied for simultaneously with the VISA single-logo all-currency global travel card.

IV. Special privileges for business travel in the world’s top 10 industries

(1) Special air ticket discounts from more than 10 global airlines

Selected China Southern Airlines, Hainan Airlines, and Singapore Airlines More than 10 domestic and international well-known airlines (in no particular order), including Air China, Emirates, British Airways, Air France, KLM, Delta Air Lines, Air China, and South African Airways, provide you with international flights. A series of exclusive travel benefits include discounts of up to 15% on ticket purchases, free cabin upgrades, bonus mileage, private car transfers, and more. The rights include 400 preferential routes originating from mainland China, covering 149 cities in 56 countries and regions around the world. No matter where you want to fly, the ICBC Global Travel Card is always by your side.

(2) More than 10 major global hotel groups, more than 30 brands of hotel accommodation and dining special offers

Global selection of Westin, Sheraton, Luxury Collection, JW Marriott, Renaissance , Sofitel, Pullman, Mandarin Oriental, Fairmont, InterContinental, Crowne Plaza, Burj Al Arab, Peninsula Hotel, Dusit Thailand, and more than 10 hotel groups and more than 30 luxury hotel brands, Covering many countries and regions in Asia, Europe, and America, it provides you with multiple exclusive benefits such as room rate discounts, free room upgrades, late check-out, free gifts, etc.; the world-renowned online hotel booking group Agoda provides you with 220,000 hotels around the world. Extra discount. With hotel accommodation and dining rights all over the world, the ICBC Global Travel Card makes you feel at home no matter where you are.

(3) Shopping and leisure special offers in more than 10 countries and regions where Chinese people go most often

Available in Hong Kong, Macao, Taiwan, Indonesia, South Korea, the United States, France, Germany, the United Kingdom, Italy, Spain, and Ireland In more than 10 countries or regions, including the European shopping village CHIC Outlet Shopping, French Printemps department store, German KAUFHOF, Italian Renaissance department store LaRinascente, South Korean Shilla Duty Free Shop; Hong Kong ISA, Chow Tai Fook Chow Tai Fook, Gold Supreme 3D-GOLD Jewelery , Chow Sang Sang Sang Sang Jewelery, TSL Jewelry by Tse Ruilin, DD Jewelry; FENGSHINGFOOD in Taiwan; Ocean Park in Hong Kong; BaliHandaraKosaidoCountryClub in Indonesia and other nearly 2,000 stores around the world where you can enjoy multiple discounts for shopping and consumption. Experience and service. No matter where you want to go shopping, ICBC Global Travel Card will do our best to meet your needs.

(4) More than 10 top brand shopping rebates

Louis Vuitton, Hermès, Chanel, Dior, Gucci, Ferragamo, Prada, Armani, Ermenegildo Zegna, Burberry overseas , Cartier, and Coach designated stores can enjoy a 2% rebate on purchases by swiping the ICBC Global Travel Card through the MasterCard network (the cumulative maximum for a single card is US$800), covering 36 countries and regions, 200 cities, and more than 700 stores around the world. . For the big brands you want to buy, the ICBC Global Travel Card will try our best to help you get rich.

(5) Special discounts on travel routes from more than 10 well-known travel agencies

Selected CYTS, Kanghui, Zhongxin, Ctrip, Mango.com, MSC Cruises, Guangzhou Travel, Fashion Travel, and Tufeng Well-known travel agencies such as.com provide you with up to 50% off or 800 yuan discount on travel routes. You can enjoy multiple discounts on air tickets, hotels, cruises, adventures, ground transfers and other itineraries. All-weather online booking channels and more than 200 stores are at your service at any time. . As long as you want to get the itinerary, the ICBC Global Travel Card allows you to enjoy a wonderful trip.

(6) Special discounts for studying abroad from more than 10 well-known overseas training institutions

Wall Street English, Global IELTS, New Channel, Xintong, Kai Tak, Eddie, Huaheng, Golden Oriental, Beiwai Noga, Qiaoyi, Guangzheng Overseas Consulting, Huanshi Study Abroad, etc. offer discounts starting from 30% off on study abroad service fees, up to 9.5% off on study tour projects, and up to 9.3% off on language training fees. No matter where you want to study, the ICBC Global Travel Card will support you.

(7) VIP services at 800 airports around the world

Exclusively enjoy domestic airport pick-up and drop-off services at preferential prices for Longteng’s high-end concierge cars, as well as VIP lounges provided by ICBC at more than 50 domestic airports As a courtesy, both primary and secondary cardholders of the Global Travel Card Platinum Credit Card can enjoy airport VIP room services, making your journey even more noble and comfortable.

In addition, ICBC has also cooperated with PriorityPass to provide independent airport VIP lounge services covering more than 100 countries and more than 300 cities, with more than 700 airport VIP lounges and a network covering five continents around the world (limited to MasterCard Brand Platinum Card customers).

(8) Preferential car rental services in more than 170 countries around the world

Exclusively enjoy domestic Yidao car rental vouchers of up to 218 yuan, 10% discount on car reservations; exclusive access to Avis and Hertz We provide preferential car rental services for more than one million models in more than 13,000 stores in more than 170 countries around the world. You can enjoy 20% off on car rentals and discounts on various service fees. No matter where you want to go, the direction is at your disposal.

(9) Convenient tax refund services in more than 40 countries around the world, exclusive tax refund services back home

GlobalBlue provides convenient tax refund services in more than 40 countries around the world. You can even go to Beijing, Tax refunds are processed at ICBC designated outlets in Shanghai and Guangzhou. Whether you are abroad or within China, the ICBC Global Travel Card helps you get tax refund conveniently.

(10) Rescue services in more than 70 countries around the world

International SOS provides you with free 724-hour telephone health consultation, international and domestic emergency medical rescue, international travel assistance and other exclusive services. The SOS network covers more than 70 countries and regions. With just one phone call (400-601-5588), you can receive attentive health care and effective emergency assistance at any time and anywhere. No matter where you go, ICBC Global Travel Card will protect your travel.

Application for credit card ICBC Credit Card Selection

What are the advantages and disadvantages of ICBC Global Travel Card

ICBC Global Travel Credit Card is a new upgrade of ICBC multi-currency card Subsequent alternative products will be issued within China and abroad. Provide cardholders with twelve major industries covering hotel selection, air tickets, airport travel, visa services, overseas wifi, overseas cars, overseas shopping, online shopping, safety and security, selected food, quality life, and overseas education. Selected special offers from around the world.

Basic rights and interests: Free of foreign exchange fees: No foreign exchange fees for transactions in overseas countries with corresponding currencies. When used in countries or regions other than the 10 foreign currencies, VISA single logo cards and MasterCard single logo cards The card automatically waives the corresponding foreign exchange fee, and the system automatically converts the transaction currency into U.S. dollars and records accounts in U.S. dollars.

Featured benefits: You can self-check through the following channels:

1. The official homepage of the Global Travel Card: http://.

2. Select the "Favorite-All-Global Travel Card" function in ICBC Mobile Banking.

3. Follow the "ICBC Global Travel Card" WeChat official account to check the rights information.

(Answer time: March 22, 2021. In case of business changes, please refer to the actual situation.)

Is the ICBC Global Platinum Credit Card better to use than the Bank of China credit card

I personally recommend ICBC credit card, because ICBC is the largest bank and has a guarantee.

This is his advantage:

1. No handling fee for cash withdrawals

2. Fast quota increase, nonsensical quota increase standard

3. Free SMS reminders for consumption

4. The consumption password can be selected in three ways: no password is required for all transactions; a password is required for all transactions; a password is required for transactions above the limit

5. The interest-free period is up to 56 days

6. This should be the biggest benefit. If the repayment is not in full, no interest will be charged on the part that has been repaid

This is the disadvantage:

There are very few promotions and points are not very useful. It is not easy to make money from ICBC.

Recommended application materials:

ID card, bank statements, car ownership, real estate. If you want a high-value credit card, please deposit at least 50,000 yuan with ICBC on a regular basis and go there in a week. manage.

If your own conditions are good, you should be able to apply for a card with a higher limit. I wish you a smooth application, please adopt it

How about the ICBC Global Gold Card (MasterCard UnionPay) credit card? ?

The ICBC Global Gold Card (MasterCard UnionPay) credit card has a good reputation among users. The relevant advantages of the ICBC Global Gold Card (MasterCard UnionPay) credit card are detailed as follows:

1. The ICBC Global Gold Card (MasterCard UnionPay) credit card has many types of cards, with novel and beautiful styles, which are easy to attract people.

2. The service attitude of the ICBC Global Gold Card (MasterCard UnionPay) phone banking is very good and very convenient.

3. Dexing Global Gold Card (MasterCard UnionPay) credit card electronic banking and mobile phone are linked together, which is relatively safe.

4. ICBC Global Gold Card (MasterCard UnionPay) credit card will be notified by e-mail for every purchase, and SMS reminder will be given for every online transaction and general credit card transaction of over 300 yuan.

5. Powerful online banking functions. The public version can be used directly. It has various functions such as querying bills and details, querying points, opening cards, setting online transaction limits, and self-service bill installments.

6. The ICBC Global Gold Card (MasterCard UnionPay) credit card is free of annual fees in the first year. Generally, the annual fee for the next year can be waived after 6 purchases.

7. There is no annual fee for the China Merchants Bank Card, only an account management fee.

Extended information

The advantages and disadvantages of ICBC Gold Card and Global Gold Card.

1. This card is a credit card with dual logos of UnionPay and MasterCard, so the ICBC Gold Card and Global Gold Card have many card payment channels, and are available domestically and abroad.

2. ICBC Gold Card and Global Gold Card can directly use RMB to purchase foreign exchange for repayment. If it is too troublesome, you can also directly use foreign currency for repayment. There are various repayment methods, which can easily solve your troubles.

3. No matter whether at home or abroad, as long as ICBC Gold Card holders make purchases with their cards, they can use ICBC Gold Card to enjoy the cash back function. This can be regarded as a more practical reward for using the card. .

4. ICBC Gold Card holders can enjoy the global airport VIP lounge service provided by ICBC, allowing you to enjoy comfort before boarding your flight.

5. As long as ICBC Gold Card holders turn on the automatic purchase of foreign exchange, they can automatically purchase foreign exchange and repay the money from their debit card before the repayment date. If automatic foreign exchange purchase is turned off, manual foreign exchange purchase and repayment will be required, and ICBC Gold Card holders will be exempted from foreign currency exchange fees no matter when and where they consume.

6. ICBC Gold Card Global Gold Card uses EMV standard brick chip card, which has strong encryption. It can make every ICBC Gold Card holder feel at ease when using the card.

That’s it for the introduction of ICBC Global Credit Card.