ICBC sent a text message saying that the savings card is about to expire, so it should be fine, isn't the certificate expired?

The chip time of industrial and commercial bank cards is ten years. After the expiration, you should go to the bank in time to apply for a savings card and change your information.

First, change the information.

The validity period of ICBC's chip debit card is calculated from the card-making date, and is uniformly set to 10 year. The final expiration time is printed on the lower left corner of the card surface, and the card can be changed at any time before the expiration. Chip debit cards are valid for less than 6 months. When handling business through ATM, smart terminal, online banking and mobile banking channels, you will receive a prompt that "the card is about to expire". Please apply for a replacement card as soon as possible.

Second, the application documents

The validity period of the certificate has been updated, but it has not changed in the bank: please update the certificate in real time through the column of "My-Settings-Certificate Validity Period Maintenance" in mobile banking. In addition, it can also be updated through pagers, intelligent teller machines and business outlets. The validity period of the certificate has been updated and changed in the bank: please bring your valid ID card and any ICBC card or deposit slip to any ICBC business outlet for detailed inquiry. The certificate has not expired: this situation may be that other customers mistakenly left your mobile phone number when handling business; It may also be the reason why the operator re-numbered, which led you to receive the text message.

There are many types of ICBC savings cards. At present, ICBC savings cards can be divided into three types according to product types: standard debit cards, theme debit cards and joint debit cards. Different cards provide different special services, and users can apply for a bank savings card that suits them.

1, ICBC co-branded card

ICBC Smart Card is a standard debit card launched by ICBC, which provides cardholders with personal settlement services such as deposit and withdrawal, transfer, electronic banking and investment and wealth management services. ICBC (Pass) card can handle not only current deposits, but also time deposits. Users can withdraw money directly with ICBC (Express) card, and ICBC (Express) card supports deposits in various foreign currencies such as US dollars, Hong Kong dollars, British pounds and euros. Cardholders can also handle the wealth management business of industrial and commercial banks, such as funds, stocks, government bonds, etc.

2. Baby Growth Card

"Baby Growth Card" is a theme debit card launched by ICBC for underage customers and their parents. This card has the basic financial work of bank card, and can be used for saving money, transferring money, spending by credit card, etc. Users can regularly deposit funds into the baby card through the father's love card or the mother's love card, which can accumulate growth funds for children.

3. Ctrip Travel Card

Ctrip Co-branded Card is a joint debit card jointly launched by ICBC and Ctrip. Users applying for Ctrip co-branded cards can not only become ICBC users, but also become Ctrip VIP card customers. This card not only has the basic financial function of bank card, but also can enjoy some special services of Ctrip. Cardholders can enjoy Ctrip points which can be exchanged for gifts. Users can also enjoy the treatment of Ctrip VIP card members. Cardholders can enjoy a discount of 7-9% when spending by credit card at Ctrip's special merchants. ICBC provides users with various types of savings cards. Users who need to apply for a card can log in to ICBC official website to inquire about the details of the card, and then choose the appropriate ICBC savings card according to their own needs.