How to solve the problem that others owe loans but I receive text messages?

1. Contact the lending institution: contact the relevant lending institution, explain that you have not applied for a loan, and ask the other party to verify and delete the mobile phone number. Provide clear information for the other party's investigation and handling.

2. Call the police: If you continue to receive overdue collection information after verifying that you do not have any relevant debts, your personal information is stolen or involved in other fraud. In this case, it is suggested to call the police and seek the help of law enforcement departments to solve the debt dispute.

3. Verify the borrower's information: If you know a friend or relative who owes money, make sure that the other party has failed to pay off the debts such as online loans on time, and directly communicate with him to consult the situation. Try to urge the other party to repay the arrears as soon as possible in a friendly way.