What if the transaction amount exceeds the limit?

1, your online trading limit should be set, and it should be exceeded. Cancel and reset the limit of online banking.

2. If there is no online banking, you can call the customer service of the bank and ask them to help you reset it;

3. You can also go to online banking to modify the amount paid online. Close it first, and then modify it. A higher amount should be no problem.

4. If you pay on Alipay, more than a certain amount is considered as a large consumption, which will limit your use for security reasons. You can use it by entering the password and SMS verification.

When you go to the bank, you can say that you want to open online banking. Now ordinary banks have to apply for a USB flash drive if they cancel the quota limit.

Extended data:

1. Credit card transaction amount exceeds the set limit.

At present, most bank credit cards can set transaction limits, such as how many transactions can be made every day, what is the transaction limit, or what is the total transaction limit in a billing cycle.

The credit card was deducted by the bank.

For various reasons, the bank reduced the credit card limit, but the bank did not inform the cardholder. For example, the cardholder's original credit card limit is 20000, and if it has been overdrawn by 1000, the remaining credit limit is 1000. However, the bank suddenly reduced the credit card limit from 20,000 to 1000, so the remaining limit was 0, and cardholders could not trade when swiping their cards. In this case, the cardholder needs to call the bank to ask the reason for the decrease and see if he can apply for the restoration of the quota.

3. The use of credit cards is not in compliance.

If this is the case, please stop trading in wholesale or preferential merchants, and need to spend in hotels, supermarkets, department stores, entertainment and other normal merchants. The amount should be large and small, and you can't always spend a lot. See if the restrictions can be lifted in a while.

4. Credit card transactions are risky.

A transaction may be risky, triggering the bank's risk control system and causing the transaction to fail. Common situations include swiping cards at POS machines, merchants blacklisted by banks, and sudden overseas transactions without registration. In this case, it can be consumed by another merchant. If it is in consumption abroad, some banks need to register by phone in advance, which is also a way to ensure the safety of credit card funds.

5, the transaction equipment failure problem

There are problems in the trading system, such as network delay and equipment problems. You can usually swipe your card later.

References:

Baidu Encyclopedia-Transaction Limit