How to delete the details of mobile banking

Mobile banking transaction details cannot be deleted.

The transaction details of the bank are important evidence to record the consumption of the account, which are kept on the bank server and cannot be deleted, hidden or modified by any organization or individual. It is convenient for banks and users to query account information when account funds are abnormal.

The transaction details of mobile banking cannot be deleted, and these data are important evidence to record the account cancellation fee. If you delete the details, you will not be able to explain clearly when the bank and users have abnormal account funds before. Transaction details are stored in the server of the bank, and individual users have no right to delete them, and the bank cannot delete them within a certain period of time.

In the details of bank card receipt and payment, you can find: consumption time, abstract, trading place, postscript, billing date, transfer account number and other related information. In the transaction details interface of mobile banking, you can view the transaction records of the last six months. If you need to check more transaction records, you can bring your ID card and related bank card to the counter of the bank's business outlets and ask the staff to help you check or print.

Mobile banking means that banks use smart phones as carriers.

Channel mode that enables customers to use banking services on this terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

fundamental/essential component

Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, and the bank interface system converts the processing result into the short message format.