How many points can sesame credit use?

Recently, San San feels that the topic of "credit life" is getting hotter and hotter. The most intuitive feeling is that many friends around me are beginning to like to bask in their sesame credit scores.

However, many babies simply don't know how to improve the sesame credit score and the discounts that can be enjoyed at different levels. Others came to ask Sang Sang why my grades couldn't go up for months.

Let Sang Sang, the king of high score of sesame credit, send you a guide to the use of sesame credit, so that you can keep your score steady and enjoy more credit benefits!

Ma Yun said a long time ago that the future is a credit society, and everyone's credit is very important.

Sesame credit under Alipay measures the credit rating of users who usually use Alipay.

Sesame is divided into sesame measurement units, with a minimum of 350 points and a maximum of 950 points. The higher the score, the better the credit.

Generally speaking, as long as there is no serious breach of contract by small partners, the starting point for opening an account of Sesame Credit is around 600 points, which is a medium level.

But if you can't get in, the sesame credit score may not increase for a long time. Every month, I can only look at my unchangeable score and feel sad alone.

As the saying goes, "Know yourself and know yourself, and you will win every battle." Only by knowing how to score sesame credit can we formulate targeted strategies and score more effectively. Sang will give you a glimpse of its scoring system ~

Sesame Credit official website introduced that sesame credit is calculated from five dimensions, and different dimensions have different proportions.

In view of these five dimensions, we can do corresponding actions to improve sesame score ~

Alipay's credit card repayment function and timely repayment;

The credit function of Ant Financial Service, such as ant borrowing and ant consumption. And repay it in time;

Alipay's various service functions, such as paying utilities with Alipay.

Financial products on Alipay, such as Yu 'ebao, regular wealth management products and funds.

Transfer money, send red envelopes, etc. In AliPay;

Improving consumption level means buying high-quality goods on Taobao.

Sesame Credit fills in personal information on the whole page.

Alipay account, group chat function and so on.

Don't frequently change the phone number bound to Alipay account and Taobao's default delivery address;

According to their own situation, ANT FOREST, Ant Manor, charitable donations, etc. A person who pays love with Alipay.

In some developed countries in Europe and America, people have good credit and can get preferential mortgage interest rates, preferential car purchases and even preferential job opportunities. People with good credit can get great rewards ~

As a third-party credit reporting agency, Sesame can't provide some preferential policies, but if the credit score of Sesame is above 600, it can still enjoy different rights and interests according to different grades.

Have the opportunity to open an ant flower garden and enjoy the shopping experience of "consumption first, payment later". Supermarket shopping, online shopping, mobile phone recharge and living expenses can be done. Repay before next month 10, without any charge.

There is also a chance to open ants to borrow money and get the corresponding quota. Ant loan is a kind of micro-credit. The loan procedure is simple, the loan can be repaid with the loan, and the payment speed is fast, which can solve the urgent needs of some users.

You can get better medical services. Alipay has cooperated with more than 500 hospitals in China to build future hospitals and increase services to users. You can make an appointment through the life number of each hospital without paying in advance.

You can get free services, including bicycles, cars, hotel accommodation, credit loans, car rental, reading, credit life and credit retail, etc.

Ant members also have the opportunity to enjoy Alipay's reserve payment service. The reserve fund is a new benefit of Alipay, with a quota of 500 yuan. You can only use it twice a month at most, and the cycle of each use is one week.

When applying for a Singapore visa, it has priority and can be completed quickly, without submitting assets certificate, employment certificate, household registration book and other materials.

You can use the "pay first" function to buy home appliances on Tmall and enjoy a 30-day trial period. During this period, payment will be made after the trial is satisfactory. Even if you are not satisfied, you can apply for a return before the end of the probation period.

You can apply for a Schengen visa in Luxembourg and handle simple business. After successful application, users can freely enter and leave the Schengen countries of the European Union. Moreover, the better the credit, the less materials the applicant can submit, including employment certificate, income certificate, household registration book, copy of ID card, ticket hotel payment voucher, etc.

Sang's sesame credit score of 807 is already an excellent credit rating, and basically all welfare benefits can be enjoyed.

But it won't happen overnight. Two years ago, when Sang Sang first opened Sesame Credit, he only got more than 600 points and had no basic benefits.

In the past two years, Sang Sang kept his promise, paid off his debts on time, devoted his love, paid for the water, electricity and coal at home with Alipay, and so on. Under the constant accumulation, we have the current "high score". However, the score has not changed in the last three months.

I also enjoy a lot of benefits. There is no deposit for bicycles, and there is no deposit for traveling and staying in hotels. There are still many benefits, although I have no chance to use them, but I am very happy to think of enjoying this treatment ~

Of course, keeping promises is not just for welfare, it is something that everyone should do.

-End-

Written by: Sang Sang/

Editor: Sang Sang/

Photo: Sang Sang/

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beauty

ID:shmcn20 18

Hook up with fairies and manage money to make money!

I heard that long-term presses are all rich people.

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