Standard amount of 9-level disability compensation for car accidents

The standard amount of 9-level disability compensation for car accidents is generally around 350,000 yuan. In addition to disability expenses, there are other expenses such as medical expenses, lost time, nursing expenses and transportation expenses. However, compensation should be based on the actual situation of the injured person's own age and effective salary.

What is the process of full liability compensation for car accidents?

1, dangerous. The so-called "out of danger" covers a wide range, including unilateral accidents, bilateral accidents, multiple accidents, and even being scratched by people on the roadside can be called out of danger. To put it bluntly, as long as the insurance company compensates you for repairing the car, it can be called "out of danger";

2. report the case. If there is a traffic accident, you need to call the accident alarm desk first 122, and the traffic police will determine the responsible party. The responsible party is responsible for calling the insurance company insured by itself to report the case. If it is a unilateral accident or a minor accident, you can take photos and drive away, and report to the insurance company within 48 hours after the accident;

3. Investigate and determine the damage. After receiving the report, the insurance company will investigate and determine the damage, and determine the amount of loss according to the damage of the vehicle. If the claim amount exceeds the underwriting limit, the owner or the responsible party needs to pay the difference out of his own pocket. In the event of a minor accident, the owner can directly drive the vehicle to the damage assessment center for damage assessment. If the loss is large, the insurance company will send surveyors to the scene of the accident;

4. Submit claim materials. Claims materials include the vehicle's insurance policy, travel book, travel book, the insured's ID card and liability certificate, and it is not necessary to submit the liability certificate for a unilateral accident. If personal injury is involved, the diagnosis certificate and medical invoice of the injured person shall also be provided;

5. repair the car. Car owners can choose their favorite 4S shop or familiar repair shop for maintenance, but they will inform the staff in advance when determining the damage in the business hall of the insurance company, and will not change after choosing the maintenance location. After the maintenance is completed, the owner needs to prepay the maintenance fee and issue invoices and maintenance orders consistent with the fixed loss amount;

6. get compensation. After repairing the car, the insured needs to take the loss list, maintenance invoice, maintenance list and bank card to the loss hall to go through the claim procedures. Generally, it will not exceed 7 working days, and the claim will be credited to the bank card account of the insured.

Legal basis: Article 17 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases.

If the victim suffers personal injury, the compensation obligor shall compensate all expenses such as medical expenses and income reduced due to missed work, including medical expenses, missed work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital food subsidies and necessary nutrition expenses.

If the victim is disabled due to injury, the compensation obligor shall also compensate the necessary expenses incurred due to the increase of daily needs and the income loss caused by the loss of working ability, including disability compensation, disability AIDS, living expenses of the dependents, and necessary rehabilitation expenses, nursing expenses and follow-up treatment expenses actually incurred due to rehabilitation nursing and continuing treatment.

If the victim dies, the compensation obligor shall, in addition to compensating the relevant expenses stipulated in the first paragraph of this article according to the rescue and treatment, also compensate the funeral expenses, living expenses of the dependents, death compensation and other reasonable expenses such as transportation, accommodation, lost time and so on for the funeral expenses of the relatives of the victim.