What do you mean by 165?

It means that the loan was refused. Agricultural Bank of China Microfinance is an online financing product launched by Agricultural Bank of China for small and micro enterprise customers, which is mainly based on tax-related, industrial and commercial, credit information and behavior data of small and micro enterprises and their legal representatives. The error prompt of 165 appears, indicating that the qualification of the enterprise or its legal representative does not meet the conditions for applying for micro-loan of Agricultural Bank of China, and the loan application is rejected.