The bank card owes 5500 yuan. I just got a text message from someone in the law firm saying that I'm waiting to go to court. Is it true or not?

Judge for yourself: How long do you owe? If it won't be true within 20 days, if it is more than 20 days, especially if the debt is not repaid many times, it can be sure that there is a real problem. But as for the authenticity of the message, it needs to be identified, that is, whether it is really sent by a lawyer; And its significance may be to warn you that the only way to go on like this is to go to court.