What small banks are there?

Small banks include Yanbian Rural Commercial Bank, Shanghai Rural Commercial Bank, Guiyang Rural Commercial Bank, hengfeng bank, Bank of Zhengzhou, Liaoyang Bank, Qinghai Datong Rural Commercial Bank, Huludao Bank, Daxinganling Rural Commercial Bank, Shanxi Yuxian Rural Commercial Bank, Guangdong Longmen Rural Commercial Bank, Guizhou Wudang Rural Commercial Bank, Shandong Yanggu Rural Commercial Bank, Jiujiang Bank and Jiangsu Bank.

1. Banks are financial institutions engaged in monetary credit business, and they are the product of the development of commodity monetary economy to a certain stage. In China, since commercial banks opened on May 57, due to the different needs of society, various types of banks came into being.

According to the Banking Supervision Law of the People's Republic of China, banking financial institutions include commercial banks, urban credit cooperatives, rural credit cooperatives and other financial institutions and policy banks established in People's Republic of China (PRC). Of course, according to the latest list of banking financial institutions released by the CBRC, banking financial institutions also include trust companies, financial leasing companies, enterprise group financial companies, auto financial institutions, consumer financial institutions, money brokerage companies and other financial institutions. But this paper mainly talks about various types of banks, and then it will make it clear what are various types of banks and how many banks there are in China at present.

2. Commercial banks are financial institutions that aim at making profits, raise funds with various financial liabilities, operate with various financial assets, and have the function of creating credit. Its main business scope is to absorb public deposits, issue loans and discount bills. China's commercial banks can be roughly divided into large state-owned commercial banks, national joint-stock commercial banks and city commercial banks.

3. The establishment of private commercial banks is mainly to break the state monopoly of China commercial banks and realize the diversification of financial institutions. The shareholders behind it are mainly private enterprises. Compared with state-owned commercial banks, private commercial banks have two important characteristics: privatization and autonomy. Their property rights structure is mainly composed of the non-public sector of the economy, and their operation and management are not interfered and controlled by any government department, and are completely decided by the banks themselves.