How is it that Sunshine Insurance is not accepted in loans overdue for half a year?

The collection may have disappeared because of the transfer of creditor's rights. Many online lending platforms also have certain insurance. If the debt cannot be recovered for a long time, the insurance will repay it, which is equivalent to transferring the debt to the insurance company, so we will not receive the news of collection for a long time to come. This is a very normal phenomenon. But that doesn't mean you don't have to pay back the money you owe. It's only a matter of time before the other party will find a way to get you to pay back the money in other ways.