What should I do to go to the village Committee?

Bai Hua owed 4800 yuan for half a year. Today, he called and said that he would visit my home with the village Committee. What should I do?

Hello Bai Hua, as a product of Alipay, you still dare not pay back the money. You really have the courage to fight it. It is one of the best platforms in China. Return it when you come. If not, then negotiate, because the other party knows that you really have no money but wants to pay it back. They are still willing to negotiate with you when the money can be returned. Overdue will also cause personal credit problems.

What if Bai Hua fails to send a reminder letter to the village committee where the household registration is located?

First of all, it must be clear that it is useless to notify the village Committee of the overdue online loan, because the village Committee has no right to deal with the borrower's personal economic disputes. If the online loan platform collector announces the borrower's overdue matters in the village Committee and asks the village Committee to make economic deductions for the borrower, the borrower can choose to call the police directly.

If the collection of the online loan platform has seriously affected the daily life of the borrower, the borrower can choose to sue the collection personnel or the online loan platform. You can also negotiate with the online loan platform through the collection personnel, first inform the other party of their current economic situation, and then go to the village Committee to show a stamped proof of economic difficulties.

Proof of financial difficulties:

Take the initiative to contact the platform to explain the situation, and then selectively answer the collection call. Plan your debt, calculate how much money you earn every month and how long it will take to pay off your debt. If your current income is not enough to pay off your debts, try to increase your income. When your income is stable, you can negotiate with the platform to deal with the arrears. Only when a repayment agreement is reached can the collection be stopped!

It is also impossible for the online lending platform to force the borrower to return it within XX time. Both parties can sit down and negotiate amicably and renegotiate a repayment plan according to the borrower's current income. Borrowers can ask the online lending platform to reduce or exempt certain interest, but their own amount needs to be repaid in strict accordance with the repayment plan.

In addition, if the collection personnel come to collect the money privately, the borrower can also choose to record the whole process and then report to the local public security organ. The door-to-door collection should not exceed two people, and there should be no excessive behavior, otherwise it is illegal.

Skynet commercial bank wants to express the arrears information to the village Committee where I live. What should I do?

Hello, formal loans should be linked to personal credit information. When applying for a loan, you should check the credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. I suggest you make a loan according to your ability and save your credit information on time.

There are so many loan platforms now. Choosing a large platform for loans can ensure the safety of funds and information, and the use of loans is more assured. It is suggested that you use the credit service brand of Youhuahua Finance (original name: Baidu Youhuahua, renamed as "Youhuahua" on June 201August), which has the characteristics of simple application, quick loan release, flexible loan repayment, transparent interest and expenses, and strong security. The lowest interest rate is 0.02%, and the maximum can reach 200,000 by clicking and calculating.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you.