Joke Collection Website - Blessing messages - Is the social security card Guangfa Bank?

Is the social security card Guangfa Bank?

Well, the function of social security card is the same, no matter which bank.

Extended data:

The full name of social security card is "Social Security Card of the People's Republic of China".

Judging from the meaning of this name, the target of distribution is the people who implement social security by the relevant government departments; As far as its content is concerned, it can involve all aspects of individual social security, including both social insurance and employment services. Local governments in some areas also put more social management affairs into it according to local management needs. Geographically speaking, this is an IC card that can be used all over the country, and it can meet the needs of the national unified labor market and social security system networking, as well as the needs of personnel flow.

To correctly understand the concept of social security card, we must also understand the relationship between social security card and IC card in other industries, especially with bank card. Because the "personal account" on social security cards for cardholders to settle in hospitals is similar to the "electronic wallet" of bank cards, some regions or manufacturers adopt the standard of bank cards to design social security cards. The bank card standard is a specification for the application of bank cards, and its file storage format, instruction operation, security management and other aspects are all designed for various financial-related transactions. IC cards issued in the field of labor and social security are mainly used for administrative management, and their main function is to manage information records, which is quite different from that of bank cards. The medical insurance personal account in the social security card is also essentially different from the electronic wallet in the bank card. It records accounts in personal accounts, not real money.

After the cardholder transfers the balance of personal account to the card, the medical insurance institution is still responsible for the use of the account. Even if the cardholder's card is lost or damaged, as long as the funds in the personal account are not fraudulently used by others before reporting the loss, they still belong to the cardholder, and this part of the account can still be used for medical consumption. The electronic wallet in the bank card has nothing to do with the bank once the user deposits the money in the card. Once the card is lost or damaged, the loss shall be borne by the cardholder. Therefore, medical insurance personal accounts must not be handled by electronic wallets. In some places, it is not recommended to put social security applications and financial applications on one card, because integrating business applications and management applications on one card will cause many drawbacks in management, inconvenience to cardholders and management institutions, and even losses to cardholders.

Types of social security cards:

According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers. The card planning and standardization of the Ministry of Labor and Social Security in China is mainly based on social security (personal) cards, and the actual issuance in various regions is also based on personal cards, so the social security cards we refer to refer to social security (personal) cards.

Social security card information includes basic information on the card surface and information in the card. Among them, the basic information on the card surface is the cardholder's name, gender, citizenship number, etc. The card records the personal status of the cardholder (such as employment, unemployment, retirement, etc.). ), social insurance payment, personal account information of endowment insurance, personal account information of medical insurance, professional qualifications and skills, working experience, industrial injury and occupational disease disability, etc.