Joke Collection Website - Blessing messages - How to send short messages to improve the credit line of CCB?
How to send short messages to improve the credit line of CCB?
Edit the last four digits of the short message CCTE# card number with the mobile phone number reserved by CCB and send it to 95533. Then send a credit card limit adjustment SMS of CCB to complete the application.
2, received an invitation to adjust the amount of short messages processing method:
You can apply for temporary line adjustment after receiving the SMS reminder from CCB. Please reply to 95533 according to the SMS reminder (please don't include other Chinese information and text description in the SMS), and the number of the amount (added line) required for the last four digits of ccte# card number. The required amount refers to the increase of the line. For example, if the line is 10000 yuan and the application is adjusted to 15000 yuan, then the reply is 5000 yuan.
How to increase the credit card quota of CCB faster;
1, control the number and amount of credit cards.
Credit cards need to be swiped more to get a quick withdrawal. Banks issue credit cards to earn income. Credit card handling fee is an important income of credit card business. As long as cardholders swipe their cards at merchants, they can create income for banks. Therefore, cardholders who swipe their cards frequently and have a high proportion of swiping cards within one month are more popular with banks. Generally speaking, a card needs to be spent more than 30 times a month, and the amount of credit card swiped in a month should exceed 60% of the total credit line, so it is easy to approve the withdrawal application. If the cardholder doesn't have so much consumer demand, then you can try to help others swipe their cards and increase the number and amount of swipes.
2. Select the appropriate merchant to swipe the card.
Not all merchants' credit card transactions can generate income for banks. Some merchants don't charge credit card fees, so the corresponding banks usually don't accumulate credit card points for such merchants' credit card transactions, and such credit card transactions are not obviously helpful for cardholders to apply for cash withdrawal. It is recommended that you swipe your card at a merchant with points. In addition, different types of businesses should try to cross-brush. For example, after brushing several catering transactions, you can brush shopping malls and supermarkets to maintain the diversity of transactions.
3. Don't swipe your card casually.
In addition to spending by credit card, if you want to "raise the card" quickly. It is suggested that cardholders can try to handle other credit card businesses, such as cash withdrawal by credit card and installment repayment by credit card. Because these businesses can also contribute to banks, they will certainly be welcomed by banks.
4. Seize the right opportunity to increase the amount.
Find the right time to apply for credit card withdrawal. If you apply for withdrawal at the right time, it is easier to get approval. For example, after a single large consumption amount accounts for more than 50% of the total credit card amount, apply for credit card cash withdrawal immediately. In this case, the bank will think that the cardholder's demand for credit card consumption is very high, and the current credit line can no longer meet his needs, so it is necessary to increase the line.
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