Will Alipay call my family when it is overdue?

Reason:

The text messages starting with 1 and 1068 are not sent by Alipay, but are generally outsourced third-party collection companies. Just delete these messages after you receive them.

2. If you have overdue debts in Alipay, you'd better take the initiative to consult with customer service.

Impact of overdue Alipay:

1, penalty interest

First of all, Alipay's overdue loan will have a penalty interest, which will be charged at 0.5 times of the original interest of 65438. Then if loans overdue continues to collect interest on a daily basis, it will also collect a penalty of 1.5 times.

2. Collect in various ways.

If Alipay is overdue, Alipay will collect it. For example, call or SMS dunning. According to the specific loan situation, if the circumstances are serious, legal channels are not ruled out.

3. Being sued, assets may be seized.

For users who have failed to collect many times, Alipay will solve it through legal channels. If you don't pay the arrears, you will be prosecuted if the amount is relatively large. Once the court makes a verdict, even if you are reluctant, you must execute the "repayment ruling". Otherwise, the court will seal up the property under your name according to law and repay the arrears with the proceeds from the auction.

4. Credit damage

In addition, the consequences of Alipay loans overdue are: affecting personal credit. The overdue situation of Alipay loans will be uploaded to the central bank's credit information system simultaneously, which will also affect the credit life such as loans in the future. Of course, bad credit records will also have a negative impact on sesame credit.

Alipay overdue remedies:

1. The best way to deal with Alipay's overdue payment is to make up the arrears in time, so that the impact on yourself is minimal.

2. In terms of saving, you can carefully understand the specific mechanism of the platform in terms of credit. By using sesame seeds, you can really eliminate your overdue behavior, so that it will not affect your credit investigation.