Rural commercial bank deposit interest rate

Since 20 15, 10124 October, the Bank has not adjusted the deposit interest rate. At present, all banks have risen to different degrees on the basis of the central bank's benchmark interest rate. So what is the deposit interest rate of rural commercial banks?

Rural commercial bank deposit interest rate

At present, the deposit interest rate of rural commercial banks has risen by 20%-55% on the basis of the benchmark interest rate, and the annual interest rate of demand deposits of rural commercial banks is 0.3%, time deposits are three months 1.4%, six months 1.56%, one year 1.95%, two years 2.5%, and three years. The benchmark interest rates of the central bank's time deposits are three months 1. 10%, six months 1.30%, one year 1.50%, two years 2. 10% and three years 2.75%.

(Source: Beijing Rural Commercial Bank 2022.4. 13)

The loan interest rate is related to the loan purpose, loan nature, loan term, loan policy and different loan banks. The state sets the benchmark interest rate, and banks determine the differential loan interest rate according to various factors, that is, floating up or down on the basis of the benchmark interest rate.