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Many friends have overdue online loans. What will happen if I leave my mobile phone number?
How much money is owed by online loans will be put on file: According to regulations, the filing standards of online loans vary from company to company. The average online loan reaches more than 3,000 yuan, and it can be filed if it is overdue. Long-term overdue or intentional non-repayment of loans amounting to more than 2,000 yuan has constituted the crime of fraud. After the online loan case is filed, it belongs to a civil case and should meet the conditions for civil filing. The plaintiff is a citizen, legal person and other organization that has a direct interest in this case; There is a clear defendant; There are specific requests, facts and reasons; It belongs to the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court. Legal basis: Article 123 of the Civil Procedure Law, the people's court shall guarantee the right of prosecution enjoyed by the parties according to law. Litigation that conforms to the provisions of Article 119 of this Law must be accepted. Those who meet the conditions for prosecution shall file a case within seven days and notify the parties concerned; If it does not meet the conditions for prosecution, it shall make a written ruling within seven days and will not accept it; If the plaintiff refuses to accept the ruling, he can appeal.
What should I do if the money borrowed from the network platform is still not available? Generally speaking, money borrowed from online platforms will not enter the central bank's credit information system. At most, there is cooperation with private credit information system. If you don't want to affect personal network big data, it is best to borrow money to pay back the money. The platform suspected of usury can negotiate with the platform to return the principal and statutory interest. If negotiation fails, you can choose to go ashore forcibly and endure a period of violent collection. However, don't borrow money to repay the loan, which will make the borrower fall into a vicious circle and bring more loan repayment troubles and economic pressure.
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