What should Central Plains consumer finance do if it is overdue?

1. Apply for repayment by agreement. After Zhongyuan Consumer Finance is overdue, the borrower can choose to print a copy of his current income and monthly hard consumption expenditure and submit it to Zhongyuan Consumer Finance customer service staff.

Inform the other party of their current economic situation and apply for deferred repayment. When applying for extension, the borrower must have a good attitude to avoid verbal conflict with the customer service staff. After all, any lender does not want to be unable to repay the principal, as long as the borrower has the will and ability to repay, it can be negotiated.

If they pass the evaluation, they can pay again, exempt from interest or postpone repayment. If the assessment fails, the borrower should not be discouraged and can find other ways to reapply.

2. If you turn to a third-party guarantee institution, you can find a more formal third-party guarantee institution in the market to guarantee yourself and strive for a certain repayment time. The staff of the third-party guarantee institution will take the initiative to negotiate with the staff of Zhongyuan Consumer Finance, and ensure the success of the negotiation through the economic strength of the third-party guarantee institution. So that the borrower can repay the loan on time.

3. Personal assets under the mortgage name. If the borrower has some valuable assets that can be realized, such as cars and precious jewels, after these assets are realized, the borrower can get repayment funds, so that Zhongyuan Consumer Finance will not hold the borrower accountable.

4. Borrow money from relatives and friends to avoid the adverse effects caused by overdue.

5. Increase personal income and pay back the money as soon as possible. For example, you can do some part-time jobs.

What bank does Zhongyuan consumer finance belong to?

Zhongyuan consumer financial institution is a licensed consumer financial institution approved by the Bank of China Insurance Regulatory Commission. It is jointly established by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. It has loan products for users to apply for, with a maximum loan of 200,000 yuan. Online application for approval, simple data, fast lending.