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How long is the bank card frozen?
The freezing measures taken by the court in civil execution shall last for three months, but in this case, the time limit is six months. 1. The bank deposit is frozen for 1 year. Article 487 of the Interpretation of the Supreme People's Court on the Application of the Civil Procedure Law of People's Republic of China (PRC), which came into effect on February 4, 20 15, stipulates that the bank deposit freeze period is 1 year, which changes the previous stipulation that the bank deposit freeze period is 6 months. 2. When the bank deposit freeze period is about to expire, the application executor may apply for bank deposit renewal, and the renewal period shall not exceed 1 year. Therefore, in the public consultation of XX, the parties who consulted this question did not understand the latest provisions of the law on the freezing period of bank deposits and the provisions that they can apply for renewal after the expiration of the freezing period of bank deposits.
The condition for freezing bank accounts is 1. Your bank card is a credit card (debit card). If it is frozen, it may be that your credit card has an abnormal transaction, such as malicious cash withdrawal, forged information, and consecutive password errors. The bank card may be frozen by the bank. 2. For overdrawn bank cards, the bank will set an overdraft share for you according to your actual repayment ability. When your overdraft exceeds your share, the bank will freeze your bank card immediately. Your bank card is a debit card. If it is frozen, it will be frozen in the wrong account, that is to say, the bank mistakenly gave more money to your account during the transaction, so the bank may freeze the part that was given to you. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing your bank card because of the need of handling a case. At the same time, customs, tax authorities and other departments also have the right to freeze. 4. No matter what kind of bank card, if you make mistakes three times in a row, the banking system will automatically lock your bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. If you don't apply for a new card when your bank card expires, the bank will freeze your expired bank card after it expires. 6. If your bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting. References:
Legal risks and countermeasures of bank accounts being sealed up and frozen
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