Bank loan interview process

Under normal circumstances, you need to apply for a face-to-face loan at the bank. After signing the loan in person, the bank will enter the next approval process and finally lend money. So what is the face-to-face signing process of bank loans? Let's get to know each other.

Bank loan interview process

The so-called bank loan face-to-face signing means that after the user submits the loan application and information, the borrower goes to the bank and the bank loan officer to verify the information face to face. Usually the user enters the interview after submitting the loan application materials. Therefore, before the face-to-face signing, the materials that the loan applicant needs to prepare include ID card, household registration book, income certificate, work certificate, bank account and other materials; After receiving the information, the bank will contact the borrower for face-to-face signing.

It is worth mentioning that if the borrower is married, both husband and wife are required to be present at the face-to-face signing, and the information to be provided also includes marriage certificate, household registration book of both parties and income certificate of both parties.

The above is the introduction of the bank loan face-to-face signing process, hoping to help.