Can financial management really make money?

Of course, it is true to make money through financial management, but it must be purchased through formal channels. For example, if you deposit money into a change account on WeChat, you will get a profit every day, or if you put money into Yu 'ebao, you will get a profit every day.

There are also stock funds, hybrid funds, gold funds and so on. These risks are relatively large. The market is good, then you can make money. If the market is bad, you will lose money.

1. What do T+0 and T+ 1 mean?

T refers to the trading day, that is, Monday to Friday except weekends and legal holidays. T+N day refers to the nth trading day after T day, so T+0 is T day, and T+ 1 refers to the first trading day after T day.

2. What's the difference between t+0 and T+ 1?

1, stock market, futures

In the stock market, there used to be two trading systems, T+0 and T+ 1. Before 1995, China implemented the T+0 trading system, that is, the stocks bought by investors can be sold on the day after the transaction is confirmed, and they can continue to buy on the day after the sale.

Because the T+0 trading system is too speculative, since 1995, China has started to implement the T+/kloc-0 trading system, that is, the stocks bought on the same day will not be sold until the next trading day.

For the T+0 trading system, if the stock price rises that day, investors can choose to sell it immediately. For the T+ 1 trading system, the stock price can't be sold even if it is daily limit, and it will wait until the next trading day, and the price of the next trading day is uncertain. Therefore, T+0 is suitable for short-term operation, and T+ 1 mechanism is more conducive to stabilizing stock prices.

The futures market is currently implementing the T+0 trading system, which can be sold on the same day.

2. Funds and financial management

T+0 and T+ 1 will also involve funds and wealth management products, such as the confirmation time of product purchase and redemption, the arrival time and so on. Taking subscription as an example, fund subscription is generally T+ 1, that is, subscription on T day, and expected income begins to be generated after T+ 1 day is confirmed. Bank T+0 wealth management products can be purchased on T day, and the expected income will begin to be generated on T day.

The so-called t+0 T refers to the exact date of stock trading. Any trading system that handles the clearing and delivery procedures of stocks and prices on the day of stock trading is called t+0 trading. Generally speaking, investors' investment means that the stocks bought on the same day can be sold on the same day.