How can I receive the advance payment after the credit card pre-authorization of CCB is successful?

1. The pre-authorization transaction only occupies the available credit card limit and is not actually deducted from the account; At the same time, at checkout, if the transaction is completed without pre-authorization, there is no pre-authorization to cancel the operation.

2. Domestic pre-authorization transactions will be automatically cancelled within 30 days from the authorization date, and 15 days overseas. On the other hand, if the pre-authorization is revoked when the merchant checks out, under normal circumstances, the loan will be released within 1-2 days.

There are two kinds of advance payment: one is the guarantee for the importer to execute the contract, which is usually called deposit, and the advance payment period is short, accounting for a small proportion of the transaction amount; The other is that the importer provides credit to the exporter, and the prepayment period is longer and the amount is larger.

Extended data:

Deposit balance

1, with different properties.

The deposit is the main content of the deposit contract. Paying or accepting the deposit itself is not an obligation to perform the main debt, but a way to guarantee the debt and an act of performing the deposit contract.

Advance payment is one of the contents of the main contract, and paying advance payment is the behavior of fulfilling the main debt.

2. Different roles.

The function of advance payment is to help the other party solve the financial difficulties and make it more qualified and support the correct performance of the contract;

Although the deposit also has this function, its main function is to ensure the performance of the contract. In addition, when there is a dispute over whether the contract is established, the deposit can also prove the establishment of the contract. But the advance payment does not have the functions of guarantee and contract.

3. The effect is different.

Under the normal performance of the contract, the advance payment becomes a part of the price. In the case of non-performance of the contract, whether the payer breaches the contract or the receiver breaches the contract, the advance payment must be returned in the original amount.

References:

Baidu encyclopedia-advance payment

References:

Baidu encyclopedia-pre-authorization