How to apply for settlement certificate for early repayment from SAIC Financial?

1. How to apply for a settlement certificate for early repayment from SAIC Finance

To issue a settlement certificate for a car loan from SAIC-GM Finance: 1. Bring your ID card and bank card repayment record to the bank Go through the relevant procedures and wait for notification from the bank after completing the relevant procedures, or the bank will send the green book, loan settlement certificate and other materials to the customer by mail. 2. If the green copy is not in the bank, you need to bring your ID card, motor vehicle driving license and bank repayment details to the 4S store to go through the relevant procedures and wait for the notice from the 4S store.

2. How to repay SAIC Finance’s car loan in advance

I want to repay the loan in advance, how can I do it?

3. How to repay SAIC Finance’s car loan in advance? ?

SAIC Finance early repayment process

1. First open the SAIC Finance app and click on the repayment plan on the home page.

2. Then click on the loan record to enter the fund balance page, which displays the total amount of previous repayments.

3. Then click on early repayment. This step is relatively simple. All people can calculate according to the early repayment amount.

4. Of course, if you have other investment channels at hand, it is still possible if you can repay in advance

4. What are the handling fees and interest for early repayment by SAIC-GM Financial? What's going on

For early repayment, a handling fee is calculated based on 5%-8% of the remaining principal of the loan, with a minimum of 2,000 yuan per transaction. You can enjoy interest-free, as long as you bear the installment fee; for large amounts, interest is required, and the comprehensive interest rate is above 12%, which is subject to the actual car loan review interest rate.

Introduction to loan products of SAIC-GM Finance Co., Ltd.:

1. Worry-free smart loan

Commonly known as "loan half, pay half"; the loan is repaid at the end of the term 50% down payment, with three months of extension at the end of the loan term; used car replacement.

2. Smart Loan

Divide the credit file loan into two parts and repay them respectively in the first period and the last period. Pay off the smart balance payment in full during the loan period; apply for a 12-month extension; and exchange used cars.

3. Etc.

During the loan period, the repayment amount in each period shall be the same. The loan term ranges from 13 to 60 months, and the down payment is as low as 20%. Exclusively designed loan programs will be provided based on the customer's personal qualifications and the car purchased.

4. Segmented repayment

Divide the loan into several segments, and each segment contains several repayments; in each single segment, each repayment period The total amount varies; there are three options at the end of the loan period: 12-month extension; used car purchase