What does everbright final review mean?

Everbright Bank has passed the preliminary examination, so you can wait for the final exam when you prepare the corresponding materials. The final exam is mainly to set a quota. After passing the preliminary examination, you can call back to answer the corresponding questions, that is, further assessment will enter the final exam.

The purpose of the preliminary examination is to prove the authenticity of personal data (that is, the personal identity is true and can bear the personal capacity for civil conduct in the legal sense). The final audit is to see whether the user's personal credit records in the personal credit information system of China People's Bank have bad records. This is a common problem in all banks. If the user has a credit stain record, he cannot successfully apply for a credit card.

Users can bring their ID cards to the local people's bank in advance to check their credit records. If they are good, they have the basic conditions for applying for a credit card.

Extended data

The reasons for Everbright's final rejection are as follows:

There are two possibilities for the final rejection of China Everbright Bank's credit card. One is that the credit information is not good, and the other is that the bank's comprehensive score is insufficient.

1. Bad credit investigation: If you used another bank's credit card for a long time, your overdue record will be uploaded to the central bank for credit investigation. Everbright Bank will generally check your credit record at the final review, and once it finds a credit problem, it will refuse to issue cards;

2. Insufficient comprehensive bank points: If you have never used any products of China Everbright Bank before, you'd better have a debit card of China Everbright Bank to accumulate credit points first, otherwise the banking system will fail the examination.