I received "loan" calls for no reason. Where did these numbers come from?

1. I received “loan” calls for no reason. Where did these numbers come from?

I don’t know if you have such a similar experience. I often receive some “loan” phone calls and loan text messages for no reason, saying, “We are a loan company on the XX platform. Do you have any funding needs in the near future? ?”, or directly say, “We have detected that you are a high-quality customer of our company, and you can directly apply for a loan of XX yuan from our company.” Similar calls are received almost every day.

Then the question is, many people will say, I have obviously never applied for any loan, and I don’t need a loan at all. Why do I always get calls from various loan platforms when I have done nothing? Where's your phone number?

First of all, we are now in the era of big data. A lot of information can easily be revealed, such as your actions such as playing on WeChat, Weibo, and browsing the web. These are screened by big data. , many loan platforms can use technology to view various information, then filter it, and then call to inquire one by one.

Second, there are many websites and APP software now. When browsing these websites or downloading APPs, you need to register and log in. At this time, many apps can read your address book, so naturally your information will be It was leaked. After all, there are many websites and app software that are not very formal.

Third, loan companies or intermediary companies cooperate with some channels, such as housing loans, then they may cooperate with real estate agencies, property companies, etc., or some intermediary companies will also cooperate with banks to provide bulk loans. You can buy a list locally, but the information on the list is generally invisible and can only be inquired by calling. After all, buying a list or leaking customer information is illegal.

The fourth is to go to the relevant app or loan company platform to apply for a loan. At this time, the loan company will call you to ask if you need it. Maybe you just ordered it out of curiosity, but The loan company's backend can see the relevant data and will assume that you have a loan need.

The above four points are probably why you often receive various loan calls, so don’t mess with irrelevant websites and apps. You only need to download and register a loan app, and then the relevant loans Companies can all know your information. In the era of big data, personal information can easily be leaked.

Of course, don’t believe similar loan advertisements, and don’t be tempted by these marketing advertisements. If you really have a need for funds, it is recommended to try to consult a regular loan company.

2. There are always calls to my number saying that I am getting a loan from the bank. How should I deal with this situation?

This kind of phone call may be a sales promotion from a bank, or it may be a scammer who steals personal information. If you don’t need it, you can set up a black and white list on the phone, or mark the number. If your phone does not have this setting, you can download a mobile phone guard. Software, easy to handle, although it cannot be eliminated, it can be effectively reduced, I hope it can help the original poster!

3. What should I do if Bank of Communications calls me for no reason to urge me to repay my credit card?

It is recommended to go to the bank for detailed inquiries or to check personal credit records.

Certificate type and number, mailing address, contact information, marital status, residence information, professional letter

The second is credit transaction information, including credit card information, loan information, and other credit information;

The third is other information, such as personal provident fund, pension information, etc.

Four. I received a call from the loan company out of nowhere, saying that my colleague had loaned his mobile phone. Now look for...< /p>

You need a mobile phone guard